Bank of Baroda Latest FD Interest Rates

Bank of Baroda Latest Fixed Deposit Interest Rates

For Domestic & NRO Term Deposits [Per Annum] [Fresh & Renewal] [Callable] (ROI in %)
– Below Rs. Two Crore

Tenors Below Rs 2 Cr. (w.e.f. 13.09.2022)
7 days to 14 days 3.00
15 days to 45 days 3.00
46 days to 90 days 4.00
91 days to 180 days 4.00
181 days to 270 days 4.65
271 days & above and less than 1 year 4.65
1 year 5.50
Above 1 year to 400 days 5.50
Above 400 days and upto 2 Years 5.50
Above 2 Years and upto 3 Years 5.55
Above 3 Years and upto 5 Years 5.65
Above 5 Years and upto 10 Years 5.65
Above 10 years (MACT/MACAD
Court Order schemes only)
5.10

Baroda Tiranga Deposit Scheme ROI ( % p.a.) w.e.f. 01.11.2022

Callable
Non-Callable**
Tenors General/NRE/NRO Senior Citizen* General/NRE/NRO Senior Citizen*
444 Days  5.75  6.25  6.00
(5.75+0.25) 
6.50
(5.75+0.25+0.50) 
555 Days  6.00  6.50  6.25
(6.00+0.25) 
6.75
(6.00+0.25+0.50) 

*Senior Citizen Preferential Rate is applicable only for “Resident Indian Sr. Citizen”

**No premature Withdrawal Allowed & Minimum Deposit Rs. 15.01 Lakh & Maximum Rs. 199.99 Lakh

Baroda Tiranga Plus Deposit Scheme ROI( % p.a.) w.e.f. 01.11.2022

Callable
Non-Callable
Tenors General/NRE/NRO Senior Citizen* General/NRE/NRO Senior Citizen*
399 Days 6.75 7.25 7.00
(6.75+0.25)
7.50
(6.75+0.25+0.50)

*Senior Citizen Preferential Rate is applicable only for “Resident Indian Sr. Citizen”

For Domestic Term Deposits Below Rs 2.00 Crores – Resident Senior Citizens [Fresh & Renewal] [Callable]: –

Tenors Below Rs 2 Cr. (w.e.f. 13.09.2022)
7 days to 14 days 3.50*
15 days to 45 days 3.50*
46 days to 90 days 4.50*
91 days to 180 days 4.50*
181 days to 270 days 5.15*
271 days & above and less than 1 year 5.15*
1 year 6.00*
Above 1 year to 400 days 6.00*
Above 400 days and upto 2 Years 6.00*
Above 2 Years and upto 3 Years 6.05*
Above 3 Years and upto 5 Years 6.30#
Above 5 Years and upto 10 Years 6.65**
Above 10 years (MACT/MACAD – Court order schemes only) 5.60*

(* incl. additional ROI 0.50%, ** incl. additional ROI of 0.50%+0.50%, # incl. additional ROI of 0.50%+0.15%)

Sr. Citizen Preferential Rate is applicable only for “Resident Indian Sr. Citizen”.

Interest Rates for Domestic Term Deposits & NRO Deposits of Above Rs 10 Crores to upto Rs 50 Crores (Fresh & Renewal) (w.e.f. 29-07-2022 )

Maturity Range Amount of Deposit Per receipt
Above Rs 10 cr. to upto Rs 25 cr. Above Rs 25 cr. to upto Rs 50 cr.
7 days to 14 days 4.00 4.00
15 days to 45 days 4.00 4.00
46 days to 90 days 4.75 4.75
91 days to 180 days 5.00 5.00
181 days to 270 days 5.00 5.00
271 days & above and
less than 1 year
6.00 6.00
1 year 6.50 6.50
Above 1 Year and upto 2 Years 6.25 6.25
Above 2 Years and upto 3 Years 6.00 6.00
Above 3 Years and upto 5 Years 5.25 5.25
Above 5 Years and upto 10 Years ** **

Interest Rates for Domestic Term Deposits & NRO Deposits of Above Rs 50 Crores to upto Rs.100 Crores (Fresh & Renewal) (w.e.f. 29-07-2022)

Tenors Amount of Deposit Per receipt
Above Rs 50 cr. to upto Rs 100cr.
7 days to 14 days 4.00
15 days to 45 days 4.00
46 days to 90 days 4.75
91 days to 180 days 5.00
181 days to 270 days 5.00
271 days & above and
less than 1 year
6.00
1 year 6.50
Above 1 Year and upto 2 Years 6.25
Above 2 Years and upto 3 Years 6.00
Above 3 Years and upto 5 Years 5.25
Above 5 Years and upto 10 Years **

Interest Rates for Domestic Term Deposits & NRO Deposits of Above Rs.100 Crores (Fresh & Renewal) (w.e.f. 29-07-2022)

Tenors Amount of Deposit Per receipt
Above Rs 100 cr. to upto Rs 500cr.
Above Rs 500 cr. to upto Rs 1000cr.
Above Rs 1000 cr.
7 days to 14 days 4.00 4.00 4.00
15 days to 45 days 4.00 4.00 4.00
46 days to 90 days 4.75 4.75 4.75
91 days to 180 days 5.00 5.00 5.00
181 days to 270 days 5.00 5.00 5.00
271 days & above and
less than 1 year
6.10 6.10 6.10
1 year 6.50 6.50 6.50
Above 1 Year and upto 2 Years 6.35 6.35 6.35
Above 2 Years and upto 3 Years 6.00 6.00 6.00
Above 3 Years and upto 5 Years 5.25 5.25 5.25
Above 5 Years and upto 10 Years ** ** **

Baroda Tax Savings Term Deposit (w.e.f. 13.09.2022)

Tenors Deposit [Per Annum] less than Rs 2 Cr. Sr. Citizen
Tax Savings Deposits(w.e.f 13.09.2022)
For 5 years 5.65 6.30#
Above 5 years to up to 10 years 5.65 6.65**

(# incl. additional ROI of 0.50+0.15, ** incl. additional ROI of 0.50%+0.50%)

Note: Sr. Citizen Rate IS applicable only for “Resident Indian Sr. Citizen”.

*Premature withdrawal not allowed before completion of 5 years except in case of death of the customer

For Baroda Advantage Fixed Deposit (Domestic / NRO / NRE) Accounts (Non-Callable – Additional 25bps over Callable Rates) (Fresh & Renewal) for Minimum Rs 15.01 Lakh to below Rs 2.00 Crore (w.e.f. 01.11.2022)

Tenors General/NRE/NRO Senior Citizen
1 year 5.75 6.25*
Above 1 Years to 400 days 5.75 6.25*
Above 400 days and upto 2 Years 5.75 6.25*
Above 2 Years and upto 3 Years 5.80 6.30*
Above 3 Years and upto 5 Years 5.90 6.55#
Above 5 Years and upto 10 Years 5.90 6.90**
444 Days 6.00 6.50
555 Days 6.25 6.75*
399 Days 7.00 7.50*

(* incl. additional ROI 0.50%, # incl. additional ROI of 0.50+0.15, ** incl. additional ROI of 0.50%+0.50% and includes 25bps addition ROI for Non-Callable Deposits without Premature Withdrawal Facility)

Note: Sr. Citizen Preferential Rate is applicable only for “Resident Indian Sr. Citizen”

For Baroda Advantage Fixed Deposit (domestic) Accounts (Non Callable)(Deposit amount: Rs. 2 Cr. and above)
Non-Callable Bulk deposits of Rs.2.00 crore and above will also have additional interest upto 10 bps over the applicable rate of interest for Normal Bulk Deposits (callable) as per the maturity period of deposits as decided by The Treasury Department, BCC

For Baroda Advantage Fixed Deposit (domestic) Accounts (Non Callable) (w.e.f. 29-07-2022)

Tenors Above Rs. 10 Cr.
to upto Rs. 25 Cr.
Above Rs. 25 Cr.
to upto Rs. 50 Cr.
Above Rs. 50 Cr.
to upto Rs. 100 Cr.
Above Rs. 100 Cr.
to upto Rs 500 Cr.
Above Rs. 500 Cr.
to upto Rs 1000 Cr.
Above Rs. 1000 Cr.
1 year 6.60 6.60 6.60 6.60 6.60 6.60
Above 1 Years and upto 2 Years 6.35 6.35 6.35 6.45 6.45 6.45
Above 2 Years and upto 3 Years 6.10 6.10 6.10 6.10 6.10 6.10
Above 3 Years and upto 5 Years 5.35 5.35 5.35 5.35 5.35 5.35
Above 5 Years and upto 10 Years

NRE Term (Rupee) Deposits [Fresh & Renewal] [Callable] (ROI in %) –Below Rs. Two Crore (w.e.f. 13.09.2022)

Tenors Below Rs.2.00 crore
1 year 5.50
Above 1 Years to 400 days 5.50
Above 400 days and upto 2 Years 5.50
Above 2 Years and upto 3 Years 5.55
Above 3 Years and upto 5 Years 5.65
Above 5 Years and upto 10 Years 5.65

NRE Term Deposits of Above Rs. 10 crores to upto Rs.50 Crores (Fresh & Renewal) (w.e.f. 29-07-2022)

Maturity Range Amount of Deposit Per receipt
Above Rs.10 cr. to upto Rs.25 cr. Above Rs.25 cr. to upto Rs.50 cr.
1 year 6.50 6.50
> 1 year up to 2 years 6.25 6.25
> 2 years up to 3 years 6.00 6.00

NRE Term Deposits of Above Rs. 50 crores and More (Fresh & Renewal) (w.e.f. 29-07-2022)

Maturity Range Amount of Deposit Per receipt
Above Rs.50 cr. to Rs.100 cr Above Rs.100 cr. to Rs.500 cr Above Rs.500 cr. to Rs.1000 cr Above Rs.1000 cr
1 year 6.5 6.5 6.5 6.5
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