Dhanlaxmi Bank Latest FD Interest Rates

Dhanlaxmi Bank Latest Fixed Deposit Interest Rates

Term Deposits-Domestic & NRO Deposits (w.e.f. 12.10.2022)

Term Deposits (All Maturities) Rates of Interest (Less than Rs.2 Crore)
7 days to 14 days 3.25
15 days to 45 days 3.25
46 days to 60 days 3.75
61 days to 90 days 3.75
91 days to 179 days 4.50
180 days to less than one year 4.50
1 Year and above upto & inclusive of 2 years 5.60
555 days 6.10
Above 2 years upto & inclusive of 3 years 6.00
Above 3 years upto & inclusive of 5 years 6.10
1111 days 6.25
Above 5 years upto & inclusive of 10 years 6.10

Senior citizens are eligible for an additional interest rate of 0.50% p.a. for all domestic term deposits of 1 year and above except for Dhanam Tax Advantage deposits.

Bulk Deposits-Domestic Term Deposits Only

Term Deposits (All Maturities) Rates of Interest
Tenure 7 – 14 Days 15-65 Days 66 Days
67- 90 Days 
91  to 181 Days 182 Days to 1 Year
Rs.2 Crore and upto Rs.10 Crore 5.50

 
5.65

 
6.20 6.20 6.15

 
5.90
Above Rs.10 Crore  and upto Rs.25 Crore 5.55 5.75 6.25 6.30 6.15 6.00
Above Rs.25 Crore and upto Rs.50 Crore 5.60 5.80 6.66 6.35 6.15

 
6.00
Above Rs.50 Crore 5.70 5.85 6.66 6.40 6.15 6.00

Rates above will apply for the tenors / amount slabs mentioned.
Above rates are subject to change. The permission to accept the bulk deposit would be given by Treasury Department keeping in view the liquidity position of the Bank. No senior citizen benefits available for single deposit of Rs.2 crore & above.

Term Deposits-NRE Deposits

NRE (All Maturities) (w.e.f  01.11.2022) Rates of Interest (Less than Rs.2 Crore)
Above 1 year upto & inclusive of 2 years 5.60
555 days 6.10
Above 2 years upto & inclusive of 3 years 6.00
Above 3 years upto & inclusive of 5 years 6.10
1111 days 6.25
Above 5 years upto & inclusive of 10 years 6.10

No interest will be paid on term deposits that have remained with the bank for less than the minimum period prescribed.
The above Interest rates are Applicable to Deposits less than R/s 2 Crore.
For interest rates on Domestic, NRE and NRO Deposits of Rs 2 crore and above, please contact your branch.
We have introduced penalty for Premature Withdrawal for 1 % for Term Deposits of Rs. 5,00,000/- and above and 0.50 % for Term Deposits less than 5,00,000/- w.e.f. April 18, 2016.

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