IndusInd Bank Latest FD Interest Rates

IndusInd Bank Latest Fixed Deposit Interest Rates

Premature Withdrawal Allowed Fixed Deposit Interest Rate Less Than 2 Crs (Domestic/NRO/NRE deposits)

Domestic /NRO/NRE/ Senior Citizen Fixed Deposit Rates (all in %)

Less than 2 Cr* (Domestic /NRO/NRE deposits) Less than 2 Cr* (Senior Citizen)
Not applicable for NRO deposits
Tenure Rate Rate
7 days to 14 days 3.50 4.25
15 days to 30 days 3.50 4.25
31 days to 45 days 4.00 4.75
46 days to 60 days 4.00 4.75
61 days to 90 days 4.25 5.00
91 days to 120 days 4.50 5.25
121 days to 180 days 4.75 5.50
181 days to 210 days 5.00 5.75
211 days to 269 days 5.25 6.00
270 days or 354 days 5.50 6.25
355 days or 364 days 5.50 6.25
1 Year to below 1 Year 6 Months 6.25 7.00
1 Year 6 Months to below 1 Year 7 Months 6.75 7.50
1 Year 7 Months to below 2 Years 6.75 7.50
2 Years up to 2 Years 1 Month 7.00 7.75
Above 2 Years 1 Month to below 2 years 6 Months 6.75 7.50
2 years 6 Months to below 2 years 9 Months 6.75 7.50
2 years 9 Months to below 3 years 6.75 7.50
3 years to below 61 month 6.75 7.50
61 month and above 6.25 7.00
Indus Tax Saver Scheme (5 years) 6.75 7.50

*Interest is compounded quarterly. Simple interest will be paid on maturity for deposit wherever the tenure is upto 180 days.

Please Note:

Income more than tax exempted limits earned through interest on FD is tax deductible. In the absence of PAN card, TDS will be deducted at 20%.
Above mentioned rates are not applicable for Call/Notice/Term Money market participants (both as lenders and borrowers). Kindly contact nearest branch/RM for rates and guidance
NRE deposit rates are applicable only for Tenure 1 year onwards.
Senior Citizens – Additional interest rate on Domestic Term Deposits
An additional interest rate of 0.75% over and above the card rates is applicable for Term Deposits of Senior citizens (Age 60 years & above) for value below Rs. 2 cr. (Not applicable for NRO deposits). However, in case the senior citizen opts to place deposits of value greater than or equal to 2 Cr, the benefit of additional interest shall not be available.

Premature Withdrawal Allowed Fixed Deposit Interest Rate 2 Crs to less than 5 Crs (Domestic/NRO/NRE deposits)

Domestic /NRO/NRE Fixed Deposit Rates (all in %)

Tenure 2 crore to less than 5 crores (Domestic /NRO/NRE deposits) –
Premature Withdrawal Allowed*
Rate
7 days to 14 days 4.00
15 days to 30 days 4.10
31 days to 45 days 4.25
46 days to 60 days 4.35
61 days to 90 days 4.50
91 days to 120 days 5.00
121 days to 180 days 5.10
181 days to 210 days 5.25
211 days to 269 days 5.40
270 days or 354 days 5.75
355 days or 364 days 6.00
1 Year to below 1 Year 6 Months 6.25
1 Year 6 Months to below 1 Year 7 Months 6.75
1 Year 7 Months to below 2 Years 6.75
2 Years up to 2 Years 1 Month 7.00
Above 2 years 1 month to below 2 years 6 Months 6.75
2 years 6 Months to below 2 years 9 Months 6.75
2 years 9 Months to below 3 years 6.75
3 years to below 61 month 6.75
61 month and above 6.50
Indus Tax Saver Scheme (5 years) NA

* Interest is compounded quarterly. Simple interest will be paid on maturity for deposit wherever the tenure is upto 180 days.

Please Note:

Income more than tax exempted limits earned through interest on FD is tax deductible. In the absence of PAN card, TDS will be deducted at 20%.
Above mentioned rates are not applicable for Call/Notice/Term Money market participants (both as lenders and borrowers). Kindly contact nearest branch/RM for rates and guidance
NRE deposit rates are applicable only for Tenure 1 year onwards.
High Value / Bulk Deposit of value 2 Crs & above shall be accepted at the sole discretion of the Bank
Senior Citizens – Additional interest rate on Domestic Term Deposits
An additional interest rate of 0.75% over and above the card rates is applicable for Term Deposits of Senior citizens (Age 60 years & above) for value below Rs. 2 cr. (Not applicable for NRO deposits). However, in case the senior citizen opts to place deposits of value greater than or equal to 2 Cr, the benefit of additional interest shall not be available.

Premature Withdrawal Not Allowed Fixed Deposit Interest Rate 1 Cr to less than 5 Crs (Domestic/NRO/NRE deposit)

Domestic /NRO/NRE Fixed Deposit Rates (all in %) w.e.f. October 18th, 2022

Tenure 1 crore to less than 5 crores (Domestic /NRO/NRE deposits) –
Premature Withdrawal Not Allowed***
(Only for Non-Individuals)
Rate
7 days to 14 days 4.00
15 days to 30 days 4.10
31 days to 45 days 4.35
46 days to 60 days 4.45
61 days to 90 days 4.65
91 days to 120 days 5.15
121 days to 180 days 5.25
181 days to 210 days 5.40
211 days to 269 days 5.55
270 days or 354 days 5.90
355 days or 364 days 6.15
1 Year to below 1 Year 6 Months 6.40
1 Year 6 Months to below 1 Year 7 Months 7.00
1 Year 7 Months to below 2 Years 7.00
2 Years up to 2 Years 1 Month 7.10
Above 2 years 1 month to below 2 years 6 Months 7.00
2 years 6 Months to below 2 years 9 Months 7.00
2 years 9 Months to below 3 years 7.00
3 years to below 61 month 7.00
61 month and above 6.65
Indus Tax Saver Scheme (5 years) NA

*Interest is compounded quarterly. Simple interest will be paid on maturity for deposit wherever the tenure is upto 180 days.

Please Note

***Premature withdrawal is not allowed on Non-Callable FDs (FDs where Premature Withdrawal is Not Allowed) for value greater than equal to 1 cr. Non-Callable FDs are allowed only for Non-Individuals.

Income more than tax exempted limits earned through interest on FD is tax deductible. In the absence of PAN card, TDS will be deducted at 20%.
Above mentioned rates are not applicable for Call/Notice/Term Money market participants (both as lenders and borrowers). Kindly contact nearest branch/RM for rates and guidance
NRE deposit rates are applicable only for Tenure 1 year onwards.
High Value / Bulk Deposit of value 2 Crs & above shall be accepted at the sole discretion of the Bank
Senior Citizens – Additional interest rate on Domestic Term Deposits
An additional interest rate of 0.75% over and above the card rates is applicable for Term Deposits of Senior citizens (Age 60 years & above) for value below Rs. 2 cr. (Not applicable for NRO deposits). However, in case the senior citizen opts to place deposits of value greater than or equal to 2 Cr, the benefit of additional interest shall not be available.

Bulk Deposit Rates Callable/ Non Callable

Click here Fixed Deposit Interest Rate Greater Than or Equal to 5 Cr – Withdrawal

Click here Fixed Deposit Interest Rate Greater Than or Equal to 5 Cr – Non- Withdrawal

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