B.B.M Question Papers

St. Joseph’s College of Commerce VI Sem Entrepreneurship Development Question Paper PDF Download

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  1. JOSEPH’S COLLEGE OF COMMERCE (AUTONOMOUS)

END SEMESTER EXAMINATION – MARCH/APRIL 2015

B.B.M. – VI SEMESTER

                                     M111603: ENTREPRENEURSHIP DEVELOPMENT

Duration: 3 Hours                                                                                             Max. Marks: 100

 

SECTION – A

 

  1. Answer ALL the following questions.  Each carries 2 marks.               (10 x 2 = 20)

 

  1. What is a Business Plan?
  2. How is a limited liability partnership different from a Private limited company?
  3. Mention the sources of finance for startup Entrepreneurs.
  4. Differentiate between ‘Manager’ and ‘Entrepreneur’.
  5. What is the difference between a ‘brand’ and ’trade mark’?
  6. Explain ‘letter of credit’.
  7. What is ‘venture capital’?
  8. Explain the term ‘Franchising’.
  9. What are the important functions of entrepreneurs at the start up stage?
  10. Explain ‘Intrapreneurship’.

 

 

 

SECTION – B

  1. Answer any FOUR questions. Each carries 5 marks.                                         (4 x 5 = 20)

 

  1. Discuss the tax benefits given to Entrepreneurs in India.
  2. Write a note about the importance of Intellectual property to Entrepreneurs.
  3. Identify and explain the problems of Women Entrepreneurs.
  4. State the importance of location for startup manufacturing Businesses.
  5. Discuss the reasons for high failure rates of start up Businesses.
  6. Differentiate ‘Debt’ with ‘Equity’.

 

 

SECTION – C

  • Answer any THREE questions. Each carries 15 marks.                         (3 x 15=45)

 

  1. What are the problems faced by Entrepreneurs in India? Suggest remedies to solve the problems of ‘Entrepreneurs’.
  2. Describe the 5 stages of Growth for small businesses.
  3. Explain what would be the contents of a Business Plan to start an Educational Institution.
  4. ‘Entrepreneurs are born not made’ – Discuss.
  5. Elaborate about the legal issues in starting new Businesses in India.

 

SECTION – D

  1. Case Study                                                                                                     (15 marks)

22.

At the age of 20, when most youngsters are still pursuing their studies and are undecided about their future, Ludhiana-based Trishneet Arora is an internationally recognised ethical hacker who assists industry in IT security, the police in cracking down on cyber crime, and companies in training employees.

Arora, a first-generation entrepreneur, set up his own company – TAC Security Solutions – in 2012.

It offers training, consulting and IT security solutions, and his clients include MNCs as well as domestic organisations such as Reliance Industries, ICICI Bank, Ralson (India) Ltd, the police forces of Punjab and Gujarat, and the Central Bureau of Investigation.

He is listed by Microsoft Social Forum at third position (after Ankit Fadia and Sunny Vaghela) among India’s Top 10 Ethical Hackers.

A back-bencher in school, he failed in the class VIII examination and completed his class X and XII through open learning. Arora is also an author, speaker, cyber crime consultant and investigator.

“My father is a senior accounts officer in a private firm and my mother is a housewife. With no formal education in business, setting up my own business was a very challenging task. But the passion to do something unique and the growing number of cases of IT security motivated me to set up my own business in 2012,” he explained.

Arora said, “It was difficult to get the company registered with the Registrar of Companies as I had no idea about all the legal formalities. But I finally incorporated my own company. I feel passion is the most powerful weapon in any work, and since I had the passion to do something unique, I established myself as a prominent player in the field of IT security.”

He added: “After incorporating our own company, in a week’s time we managed to get a client who asked us to do his web security. We charged him fees that were lower than the actual cost, as we believe in client satisfaction. Gradually we moved on and managed to get good clients.”

Arora says that while the big companies invest money in ensuring IT security, SMEs do not, due to the lack of awareness: “They fail to understand that they are secure only as long as there is no cyber attack. Their data and network are vulnerable.”

His company, he adds, provides them with IT security through customized solutions.

Citing an example, he added, “A Punjab-based exporter came to us and said that his buyer had sent payment for an order thrice, but he didn’t receive a single penny. While working on the case, we found that somebody had hacked the exporter’s network, and the hacker had total control of communication between the two parties.”

Breaching security, the hacker forwarded his own account for payment, and the exporter failed to get his payment. “There are numerous examples where SMEs come to us. Recently we solved a case where an industrialist had become a victim of credit card cloning,” said Arora.

Arora is also planning to open a training centre on ethical hacking in Dubai or the UK.  Besides being a successful entrepreneur, he is the world’s second youngest writer of books on ethical hacking.  He has written two books – The Hacking Era and Hacking Talk. The latter was recently released.

Questions:

 

  1. Identify the Entrepreneurial qualities of the Protagonist in the case study.
  2. Examine the important aspects of the Business Model of TAC Security Solutions.
  3. Explain what initiatives need to be taken to scale up TAC Security Solutions into a leading global company.

 

 

 

St. Joseph’s College of Commerce IV Sem Project Management Question Paper PDF Download

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ST. JOSEPH’S COLLEGE OF COMMERCE (AUTONOMOUS)
END SEMESTER EXAMINATION – APRIL 2015
BBM- IV SEMESTER
M1 13 406: PROJECT MANAGEMENT
Duration: 3 Hours                                                                                             Max. Marks: 100
SECTION – A
I) Answer ALL the questions.  Each carries 2 marks.                                        (10×2=20)
  1. What is Project Portfolio Management?
  2. How do incentives impact projects?
  3. State the information that available  in the Planning Commission website of our country that may be useful in PM.
  4. What is Public Private Partnership?
  5. What is Work Breakdown Structure?
  6. What is a Baseline?
  7. What is a Gantt Chart?
  8. Name four techniques used to analyze risk.
  9. Diagrammatically represent   an overview of PM.
  10. Mention the reasons for  growth of Project Management.

 
SECTION – B
II) Answer any FOUR questions.  Each carries 5 marks.                                      (4×5=20)
  11. Draw a specimen Project Charter.
  12. Summarize the knowledge areas of Project Management.
  13. Explain the concept of Social Cost Benefit Analysis.
  14. What are the essentials of a good Project Information System?
  15. List the leading indicators of industrial sickness.
  16. Explain the types of contracts used in Project Management.
 

SECTION – C
III) Answer any THREE questions.  Each carries 15 marks.                                (3×15=45)                                                                                                 
  17. Explain Project Life Cycle.
  18. Write a detailed note on each of the roles of project participants.
  19. Explain the types of project organizational structures in detail.
  20. a. Examine the kinds of Project Risks.

b. Elaborate the study  undertaken during technical appraisal of a project?
  21. Enumerate the concept of Project evaluation in detail and also explain the types of post project audit.
 

 

 

 

 

SECTION – D
IV) Case Study                                                                                                              (1×15=15)                                                                                          
  22. Subhiksha, which was initially hailed as the WalMart of India, shut most its outlets across the cities of India. Analysts believe that there was no problem in its ‘low- cost business model’. What went wrong? The Chennai- based Subhiksha Trading Services was neck-deep in Rs.600 crore of debt. Some experts believe that the majority of organized retailers read the market wrongly and spread themselves too fast and too thin to benefit from the scale.

 

 

Questions:

  1. What went wrong with the planning that led to the present problem of Subhiksha? How can it recover?

 

  1. What strategic direction would you recommend for Subhiksha and why?

 

 

 

St. Joseph’s College of Commerce IV Sem Financial Markets And Services Question Paper PDF Download

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ST. JOSEPH’S COLLEGE OF COMMERCE (AUTONOMOUS)
END SEMESTER EXAMINATION – MARCH/APRIL 2015
BBM – IV Semester
M1 11 402: FINANCIAL MARKETS AND SERVICES
Duration: 3 Hours                                                                                             Max. Marks: 100
SECTION – A
I) Answer ALL the questions.  Each carries 2 marks.                                        (10×2=20)
  1. What do you mean by Derivatives?
  2. Distinguish between ‘with recourse factoring’ and ‘without recourse factoring’.
  3. Write a brief note about the organization structure of mutual funds.
  4. State any two features of venture capital.
  5. What is the difference between a jobber and a broker?
  6. List out the various types of credit rating?
  7. 1.      What do you understand by the term Export factoring?
  8. Mention any two objectives of SEBI.
  9. What is the difference between Open repurchase agreement and Term repurchase agreement?
  10. Write any two advantages of financial lease.
 

SECTION – B
II) Answer any FOUR questions.  Each carries 5 marks.                                      (4×5=20)
  11. What is mutual fund? Explain the various risks associated with mutual fund.
  12. Distinguish between new issue market and Secondary market.
  13. Briefly explain the benefits of rating financial instruments to both investors and to the issuers.
  14. What do you mean by Fee based financial services? Explain any five fee based services.
  15. Explain the various stages of Venture Capital financing.
  16. Write a brief note on any two stock indices.
 

SECTION – C
III) Answer any THREE questions.  Each carries 15 marks.                                (3×15=45)                                                                                                
  17. What do you mean by financial markets? Explain in detail any seven long term and short term financial instruments that are available in the financial markets for investments.
  18. Mr. Ashok had started a small scale business in the year 2013; a lot of his working capital is tied up in the form of trade debts because of credit sales. In this situation Mr. Ashok approaches a financial service provider to help him to overcome his working capital crisis.

What is the financial service provided?  Explain its types.

 

 
  19. a. Explain the process involved in credit rating a particular debt instrument of a company by a credit rating agency.

b. Write a short note on the following credit rating agencies

i)  CRISIL

ii) ICRA
  20. What is venture capital? Explain the various methods adopted by the venture capitalists to fund the entrepreneur’s projects and the exit routes to quit the business.
  21. Define leasing. Explain the different types of leasing.
SECTION – D
IV) Case Study                                                                                                              (1×15=15)                                                                                          
  22. Carson Company is a large manufacturing firm in California that was created 20 years ago by the Carson family. It was initially financed with an equity investment by the Carson family and ten other individuals. Over time, Carson Company has obtained substantial loans from finance companies and commercial banks. The interest rate on the loans is tied to market interest rates and is adjusted every six months. Thus, Carson’s cost of obtaining funds is sensitive to interest rate movements. It has a credit line with the bank in case it suddenly needs to obtain funds for a temporary period. It has purchased Treasury securities that it could sell if it experiences any liquidity problems.

Carson Company has assets valued at about 50 million dollars and generates sales of about 100 million per year. Sum of its growth is attributed to its acquisitions of other firms. Because of its expectation of strong U.S.  economy, Carson plans to grow in the future by expanding its business and through acquisitions. It expects that it will need substantial long term financing and plans to borrow additional funds either through loans or by issuing bonds. It is also considering the issuance of stock to raise funds in the next year. Carson closely monitors conditions in financial market that could affect its cash inflows and cash outflows and therefore affects its value.

 

Answer the following questions:

a.      How might finance companies facilitate Carson’s expansion?  (5 marks)

b.      How might Carson use the primary market and secondary market to facilitate its expansion?                                                                  (3 marks)

c.       Should Carson consider a private placement of bonds? What types of investors might be interested in participating in a private placement?

Do you think Carson could offer the same yield on a private placement as it could on a public placement? Explain.                                (7 marks)

 

 

 

 

 

St. Joseph’s College of Commerce IV Sem Research Methodology Question Paper PDF Download

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st. joseph’s college of commerce (autonomous)
end semester examination – march/april 2015
BBM – IV SEMESTER
M1 11 404:  RESEARCH METHODOLOGY
Duration: 3 Hours                                                                                             Max. Marks: 100
 

SECTION – A
I) Answer ALL the questions.  Each carries 2 marks.                                         (10×2=20)

 
  1. State any four characteristics of research.
  2. Distinguish between fundamental research and applied research.
  3. Give the reasons for conducting literature review.
  4. Bring out the relationship between “Population” and “Sample”.
  5. What is meant by Research Design? Why is it considered inevitable under scientific studies?
  6. What is a hypothesis? What is its relevance in a research study?
  7. What is meant by coding?
  8. Distinguish between Variance and Co-efficient of Variation.
  9. Differentiate between “Footnotes” and ‘Endnotes”.
  10.  A salesman is expected to effect an average sales of Rs. 3,50,000. A sample test revealed that a particular salesman had made the following sales: 3,70,000, 2,50,000, 3,40,000, 5,20,000, 3,00,000, and 2,00,000. Calculated t-value @ 5% level of significance is estimated to be 0.44, whereas Table value for

v=5, t0.05 =2.57.

Formulate a hypothesis for the above and take appropriate decision based on the above information
 

SECTION – B
II) Answer any FOUR questions.  Each carries 5 marks.                                      (4×5=20)

 
  11. Suppose you are a business manager with “Tata Ginger” group of hotels.  You receive a customer satisfaction report on your hotels from the research agency to which you have out sourced the work. How will you evaluate the quality of work done in the study?
  12. What are the Characteristics of good sampling?
  13. Distinguish between questionnaires and schedules.
  14. What is meant by arithmetic mean? What are the merits of arithmetic mean that makes it the most widely used measure?
  15. What are the different types of research reports? Discuss.
  16. The mean population of a random sample of 400 villages in Shimoga district was found to be 400 with a standard deviation of 12. The mean population of a random sample of 400 villages in Chitradurga districts was found to be 395 with a standard deviation of 15. Is the difference between the two means statistically significant?
 

SECTION – C
III) Answer any THREE questions.  Each carries 15 marks.                              (3×15=45) 

                                                                                               
  17.  A consumer product manufacturer wants to conduct a marketing survey before signing a technical collaboration with a foreign concern. Will you advise on the desired sequence of steps or the series of actions necessary to effectively carry out research?
  18. What are the different methods of data collection? From where it is collected and what techniques are adopted?
  19. What are Null hypothesis and Alternate hypothesis?  Enumerate the steps in testing of hypothesis.
  20. A certain drug is claimed to be effective in curing cold. In an experiment on 500 people with cold, half of them given the drug and half of them were given the sugar pills. The patients reactions to the treatment are recorded in the following table.

  Helped Harmed No Effect
Drug 150 30 70
Sugar Pills 130 40 80

 

On the basis of the data can it be concluded that there is a significant difference in the effect of the drug and sugar pills?

(Given for v= 2, X2 0.05 = 5.99).

 
  21.  Perform a two-way ANOVA on the data given below:

             Plots of Land Treatment
A B C D
1 38 40 41 39
11 45 42 49 36
111 40 38 42 42

(Use  coding method subtracting 40 form the given numbers)

Note: Table value of F at 5% LOS for V1 = 2 and V2 = 6 is 5.14 and V1 = 3 and V2=6 is 4.76.
 

SECTION – D
IV) Case Study                                                                                                            (1×15=15)                                                                                          
  22.  Keep Your City Clean: Environmental Concerns

Over the last decade, recycling of household waste has become an extremely important behaviour across the nations. However, in Asian Countries this fluctuates from one country to the other. China is the leader amongst waste management while India, an equally large country, still has a long way to go. Though these are essentially policy driven or community driven initiatives, there are a large number of attitudinal and motivational barriers to recycling, acting at an individual level.

 

Punita Nagarajan, a business studies graduate with a keen interest in environmental issues, read about this in a special report  in the newspaper. She recognized a potential business opportunity. It seemed obvious to her that there was scope for potentially lucrative business related to some aspect of household recycling. All she had to do was work out some way of alleviating the inconvenience people associated with recycling.

 

Punita decided that a door-to-door recycling service may be a profitable way to get  people to recycle. She believed that households will be willing to pay a small fee to have their waste collected on a weekly basis, from outside their home.  Punita discussed this idea with a  few friends, who were very receptive, reinforcing  Punita’s views that this was indeed a good  business opportunity. However, before she developed a detailed business plan, she decided it was necessary to confirm her thoughts and suspicions regarding the consumer’s views about recycling. In particular, she needed to check that her ideas, about convenience and recycling, were on the right track. To do this she decided to conduct some research into attitudes towards household recycling.

 

Questions:

a. Draft a questionnaire with the object of identifying the problem of household waste management.

b.  Identify your variables under study.

c.  Identify the population under the study.

 

 

 

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  1. JOSEPH’S COLLEGE OF COMMERCE (AUTONOMOUS)

End Semester Examination – April 2015

BM 401: BBM (Fourth Semester)

BUSINESS RESEARCH METHODOLOGY – ANSWER KEY

Ans. 1.  i. systematic, ii. critical investigation,  iii. describe, interpret and explain a problem, iv. Logical, v. based observation, experience or empirical evidence,  v. finding answers to pertinent questions, vi. Development of principle or theories.

 

Ans. 2. Fundamental research aims at enriching theoretical knowledge (Seeks generalization). Applied research aims enriching the field of application (Tries to solve a practical problem which  are immediately useful).

 

Ans. 3. Reasons:  i. identifying gaps in literature,  ii. to build platform of existing knowledge and ideas,  iii. a valuable resource of knowledge,  iv. Identifying opposing views,  v. identify the methodology and tools used by others to conduct the study,   vi.  Identify the variables used in the study

 

Ans. 4. Population is the set of individuals, items, or data from which a statistical sample is taken it is also called universe Sample is representative part of the population which contains each characterizes that entire population possesses.

 

Ans. 5.  Research Design: “the plan, structure, and strategy of investigation conceived so as to obtain answers to research questions and to control variance.” Importance: i. helps researcher to channelize energies in the right work,  ii.  Systematic progress  of research,  iii. helps to anticipate potential problems of data gathering, operationalization of concepts, measurements so on.

 

Ans. 6.  Hypothesis is an assumption, presumption, or in simple words guess towards some situation or condition. It is an assumption of relationships between the dependent and independent variables. Relevance: i. Provides tentative explanation for the study, ii. Provides direction for the study,  iii. provides a testable relationship between variables, iv. Enables more specific predictions

 

Ans. 7. Coding is the process of assigning some symbols (either) alphabetical or numerals or (both)to the answers so that the responses can be recorded into a limited number of classes or categories. The classes should be appropriate to the research problem being studied.

 

Ans. 8: Variance: Variance is the square of the standard deviation. Co-efficient of Variation: The standard deviation expressed as a percentage to its mean value is known as co-efficient of variation.

 

Ans. 9.  “Footnotes”:  A reference, explanation, or comment placed below the main text on a printed page.  Endnotes printed at the bottom of the same page on which the referenced points appear.

 

Ans.10.  H0:  There is no significant difference between the observed and expected sales

H1:  There is significant difference between the observed and expected sales

Decision rule: Calculated value of t is less than the table value. Accept Null hypothesis.

 

 

Ans. 11. The quality of work done in the customer satisfaction study will need to consider whether the report fulfils the criteria of a sound research study i.e. :  i. A clearly stated research purpose/ objective,  ii.  A sequential plan of execution ,   iii.  A logical and explicitly stated justification for the selected methods,  iv.  An unbiased and neutral method of conduct and reporting,  v. Complete transparency and ethical conduction of the research process,  vi. Most essentially, it must be reliable and replicable.

 

Ans. 12.  Characteristics of sampling:  i. Should be representative of the universe,  ii. The size of the sample should be adequate,  iii. The No. of samples should be such that the variation between them could lie between explainable limits,  iv. Much reliable,  v. Very suitable for carrying out different surveys,  vi. Scientific in nature,  vii. There should be no bias in selecting a sample,  viii. It should be possible to measure or estimate the sampling errors.

 

Ans. 13.

  Questionnaire Schedule
1 Filled by informants Filled by enumerators  
2 Simple questions Complex questions can be asked  
3 More chances of non response Less chances of non response  
4 Relatively economical Relatively expensive  
5 Identity of respondent not known Identity of respondent known  
6 No personal contact Direct personal contact  
7 Can be used only when respondents are literate Can be used even when respondents are illiterate  

 

 

Ans. 14. Arithmetic mean: adding together all items and dividing the total by number of items. Merits:  i. Simplest average,  ii. affect ted by the value of every item the series,  iii. defined by rigid mathematical formula,  iv. Capable of subsequent algebraic treatment,  v. reliable,  vi. Calculated value , not based on position

 

Ans. .  i. Technical Report:  suitable for a target audience of Researchers, research managers or other people familiar with and interested in the technicalities such as research design, sampling methods, statistical details etc.,  ii.  Popular Report:  suitable for: A more general audience, interested mainly in the research findings as it is non-technical in nature.

 

Ans. 16. H0: The difference between the mean population of the two villages is not statistically significant.

H1: The difference between the mean population of the two villages is statistically significant.

S.E. =  √ σ12 / n1  +   √ σ22 / n22              = σ1  = 12, n1 =400,   σ2 =  15, n2  = 400

SE  = 0.96.         z =   X – µ /SE   =  400 – 395 =   5/0.96  = 5.21

Decision Rule: Calculated value  Z is more than table value of Z0.01 , 2.58. Reject Null Hypothesis.

Hence the difference between the mean population of the two villages is statistically significant.

 

 

Ans. 17. i. Formulating the research problems, aims and objectives.  ii. Extensive literature survey. iii. Development of working hypothesis. iv. preparing research design. v. Determining sample design.  vi. Collecting the data.  vii. Analyzing the data.  viii. Hypothesis testing. ix. Generalizations and interpretation.   xi. Preparation of report.

 

Ans. 18. 1. Primary methods  and 2. secondary methods.  Primary methods: People- organizations,- Settings – Environment- Events – Happenings- Media.  Techniques: i. Survey,   ii. Interview,  iii. Questionnaire,   iv. Schedule, v. Observation,  vi. Focus group interview,  vii. Focus group discussion, viii.  Brain storming,   ix. Case study,  x. Pilot study, xi. Panel discussion. 2. secondary methods: internal and external sources- web sites

 

 

Ans.  19. Null Hypothesis: States that there is no difference between the population parameter and sample statistics compared.  Alternate Hypothesis: States that there is difference between the population parameter and sample statistics compared.

The steps:  1) State the research hypothesis (H1),  2) Formulate the null hypothesis (H0),  3) Choose a statistical test.  4) Specify a significance level,  5) Compute the statistical test, 6) Reject/accept the H0 .  7) Draw the inference i.e. Accept/Reject H1

 

 

Ans.  20.         H0: There is no significant difference in the effect of the drug and sugar pills.

H0: There is no significant difference in the effect of the drug and sugar pills.

The given observed  frequencies are:

150 30 70 250
130 40 80 250
280 70 150 500

 

Expected frequencies are:

140 35 75 250
140 35 75 250
280 70 150 500

 

O          E (O-E)2 (O-E)2/E
150 140 100 0.714
130 140 100 0.714
30 35 25 0.714
40 35 25 0.714
70 75 25 0.333
80 75 25 0.333
                                                                                                                        ∑(O-E)2/E  =  3.522

X2   =    ∑(O-E)2/E  =  3.522

V = (r-1) (c-1)  = (2-1) (3-1)  =  2

For   v =2,   X20.05   = 5.99,  the calculated value  of X2  (3.522), is less than the table value. Accept Null hypothesis. There is no significant difference in the effect of the drug and sugar pills.

 

 

 

Ans. 21.             H0: There is no significant difference in the plots of land

H1: There is significant difference in the plots of land

H0: There is no significant difference in the treatments

H1: There is significant difference in the treatments

 

             Plots of Land Treatment Total
A B C D
1 -2 0 +1 -1 -2
11 +5 +2 +9 -4 +12
111 0 -2 +2 +2 +2
Total +3 0 +12 -3 +12

 

Correction factor, i.e., CF= T2/N  = (12)2 /12 = 12

 

Sum of Squares Between Treatments  =

(∑X1)2/N) + (∑X2)2/N) + (∑X3)2/N) + (∑X3)2/N) –C.F.

[(3)2/3] + [(0)2/3]+ [(12)2/3] + [(-3)2/3] – 12  =          3 + 0 + 48 + 3 –  12 = 42

V = 4 -1 =3 

 

Sum of Squares Between   Plots of land =    [(-2)2/4]+ [(12)2/4]+ [(2)2/4] – 12

=   1 + 36  + 1 – 12  =  26

V =( 3- 1) =2

 

Total sum of squares (SSE) = [(-2)2 +(5)2 +(0)2 +(0)2 +(2)2 +(-2)2 +(1)2 +

(9)2 +(2)2 +(-1)2 +(-4)2 +(2)2 – 12  =  132

 

ANALYSIS OF VARIANCE TABLE

Source of Variation Sum of Squares v Mean Sum of Squares F
Between Columns (Treatments) 42 3 14  

14 /10.67  =  1.312
Between Rows (Plots) 26 2 13  

13 /10.67  =  1.218
Residual 64 6               10.67  
Total 132 11    

1.218

F (Treatments)  = 1.312

Table value of F @ 5% for v1 = 3 and v2 = 6 is 4.76. since the Calculated value is less than the table value, Accept null Hypothesis. There is no significant difference in the plots of land

F (Plots)  = 1.218

Table value of F @ 5% for v1 = 2 and v2 = 6 is 5.14. Since the Calculated value is less than the table value, Accept null Hypothesis. There is no significant difference in the treatments

 

Section – D

  1. Compulsory Case Study (1 x 15 = 15)
  2. Keep Your City Clean: Environmental Concerns

 

Ans. 21. 2. Variables: Environmental consciousness, Waste management, Concern for hygiene and cleanliness, Perception about recycling (or any other)

Population under study:

Any person residing in (——————–) who is responsible for waste management in his/her house.

 

 

 

 

St. Joseph’s College of Commerce IV Sem Business Law Question Paper PDF Download

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st. joseph’s college of commerce (autonomous)
end semester examination – march/april 2015
BBM – IV Semester
M111403: BUSINESS LAW
Duration: 3 Hours                                                                                             Max. Marks: 100
SECTION – A
I) Answer ALL the questions.  Each carries 2 marks.                                        (10×2=20)
  1. What are the Functions of Law?
  2. Which are the Underlying Principles of Patents Law in India?
  3. Describe ‘Cross Offers’.
  4. As per the Companies Act, 1956, Table – A, B, C, D and E stands for:
  5. Name any four relationships which raise presumption of undue influence.
  6. What is’ Symbolic Delivery’?
  7. Define ‘Deficiency’ as per Sec.2(1)(g) of COPRA, 1986.
  8. Describe a ‘Defunct Company’.
  9. What do you mean by the term ‘Obiter Dictum’?
  10. What is the Scope of FEMA, 1999?
 

SECTION – B
II) Answer any FOUR questions.  Each carries 5 marks.                                      (4×5=20)
  11. Mr. Sudhama sent his servant to Mr. Lucky to trace his missing nephew. Later, when there was no trace of Mr.Lucky, Mr. Sudhama made an announcement of a reward. Meanwhile, Mr.Lucky who was unaware of the reward, got back home with Mr.Sudhama’s nephew. A dispute rose, kindly resolve this issue by detailing the legal rules as to an ‘Offer’.
  12. Explain the essentials of a Contract of Sale, also highlight the different types of ‘Goods’ as per the Sale of Goods Act, 1930.
  13. Elucidate the Objectives of Consumer Protection Act, 1986.
  14. Discuss the classification of Law.
  15. Analyze the similarities and differences between FERA and FEMA.
  16. Draft a Memorandum of Association as per the requirements of Companies Act, 1956, for an imaginary company of your choice.
 

SECTION – C
III) Answer any THREE questions.  Each carries 15 marks.                                (3×15=45)                                                                                                
  17. Mr. Raghuvaran, successfully completed the registration of his company, now he is in a position to raise capital for the same. As a consultant-cum-proterm Secretary to his company, guide Mr.Raghuvaran with the essential document to raise the capital, the various types that are available as per the Act and the contents of the same.
  18. Discuss the various ways to Discharge a Contract.

 
  19. Mr.Rahman, after years of research found a novel machine, which was a one-stop solution to people suffering from tooth decaying. As a friend of Mr.Rahman, help him understand the procedure to safeguard his invention, also explain the various rights that he shall enjoy and the duties that is part of the package.
  20. Explain the various Express and Implied, Conditions and Warranties as per the Sale of Goods Act, 1930.
  21. Elaborate on the procedure followed for resolving a dispute in a Consumer Forum, also explain findings of the forum.
 

SECTION – D
IV) Case Study                                                                                                              (1×15=15)                                                                                          
  22.  Mr. Grey Fello, a sixteen year old boy developed love towards billiards. He put in efforts to collect further information in regards to billiards and found that his passion for billiards also possesses a promising future. So, Mr.Grey Fello entered into a contract with Mr.Robert Yellow, a noted Billiards Player, to pay him a certain sum of money to learn the game and play matches with him during his world tour. Mr.Robert, made all the arrangements for Mr.Grey to learn the skill, by spending a lot of time, energy and money. Finally, the day arrived when Mr.Grey became a renowned Billard Player and disputed the payment due to Mr. Robert Yellow. The court held that, Mr.Grey Fello was liable to pay, as the agreement was one for necessaries as it was in effect “for teaching, instruction and employment, being a reasonable one, for the benefit of the infant”.

 

Questions:

a)      In light of the above case, discuss the position of minor with regards to his agreements.

 

b)     If there is a strong protection wall created by law to safeguard the interest of minors, what is the remedy if there is supplies made towards minor’s necessities, services rendered or loans incurred towards necessities?                                                                                        (10+5)

 

 

 

St. Joseph’s College of Commerce IV Sem Banking And Insurance Question Paper PDF Download

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  1. JOSEPH’S COLLEGE OF COMMERCE (AUTONOMOUS)

END SEMESTER EXAM – MARCH / APRIL 2015

BBM –IV SEMESTER

M1 11 405: BANKING AND INSURANCE

Duration: 3 hrs.                                                                                        Max. Marks: 100

 

SECTION – A

 

  1. Answer ALL the questions. Each carries 2 marks. (10×2=20)

 

  1. Define Banking.
  2. Give the meaning of Currency Chest.
  3. Expand the following terms:
  • CRR (b) SFC        (c) CIBIL     (d) SLR
  1. What is meant by nomination?
  2. Who is a holder of value?
  3. Define risk management.
  4. State any two reasons for terminating an agent.
  5. Who is an insurer?
  6. Write a note on Actuary Society of India.
  7. Draft any four specimen of crossing of cheques.

 

SECTION – B

 

  1. Answer any FOUR the questions. Each carries 5 mark (4×5=20)

 

  1. What are the various types of loans and advances provided by a commercial bank?
  2. Bring out the advantages of branch banking.
  3. Enlist any ten circumstances in which a banker would refuse the payment of cheque.
  4. Briefly explain the types of insurance agents.
  5. Explain the functions of insurance.
  6. What are the advantages of reinsurance?

 

SECTION – C

  • Answer any THREE Each carries 15 marks. (3×15=45)

 

  1. Describe the functions of RBI.
  2. Bring out the features of a banker’s right of general lien. Also state any five circumstances under which a banker cannot exercise the right of general lien.
  3. Explain the different kinds of endorsements.
  4. Discuss the fundamental principles of life insurance.
  5. “Insurance plays a vital role in managing risk” – critically evaluate.

 

 

 

 

 

 

 

SECTION – D

 

  1. Case study          (1×15=15)

 

Online banking has become an accepted norm of monetary transactions for millions in India over the past decade. The ease with which a customer can check his account, make payments online and transfer money between accounts has made this mode of banking hugely popular among Indians who are perpetually short of time to visit the bank physically. Online banking also provides a host of non transactional features which are quite handy to the customer. However along with the world of conveniences this method of banking has a few inherent pitfalls which need to be understood in order to protect your money and avoid complications subsequently.       There are plenty of perks offered by banks to customers who adopt internet banking over the traditional visit physically to the nearest branch office.

Convenience is the single most important benefits that outweigh any shortcoming of internet banking. Making transactions and payments right from the comfort of home or office at the click of a button without even having to step out is a facility none would like to forego. Keeping a track of accounts through the internet is much faster and convenient as compared to going to the bank for the same. Even non transactional facilities like ordering check books online, updating accounts, enquiring about interest rates of various financial products etc become much simpler on the internet. The banks stand to gain significantly by the use of internet banking as it implies lesser physical effort from their end. The need to acquire larger spaces for offices and employ more staff to deal with the customers is significantly reduced making it financially beneficial to the banks. This means that a portion of savings accrued can be passed on to the customers in terms of higher rates on deposits and lower rates on loans. To encourage internet banking most banks offer minimum or no deposit accounts for online banking and lower penalties on early withdrawal of Fixed Deposits.

Technology has made it extremely convenient for the bank as well as the customer to access to a host of wonderful services by simply logging in. These services include financial planning capabilities, functional budgeting and forecasting tools, loan calculators, investment analysis tools and equity trading platforms which are available as simple applications on the bank’s website. Additionally most banks also provide the facility of online tax forms and tax preparation. Internet banking has a step further in the last few years in the form of mobile internet banking which accords unlimited mobility to the customer who can now handle financial transactions even while on the move. Another important benefit of the concept of internet banking is that it is good for the environment as it cuts down the usage of paper, reduces pollution as people do not have to travel physically and also does not add emissions. However the current trend of exclusively using the online mode to make all kinds of transactions has a few pitfalls which may prove costly in the long run unless guarded against from the beginning. Online transactions take a toll on the relationship with the banker which the traditional visit to the branch office used to foster. Personal relationship with the staff at the banks comes handy when requesting for faster loan approval or a special service which may not be available to the public. The manager has many discretionary powers such as waiving of penal interest or service fees which were often taken advantage of by better acquaintance with the staff.

Additionally personal contact also meant that the banker would provide essential financial advice and insights which are beneficial to the customer. There are many complex transactions which cannot be sorted out unless there is a face to face discussion with the manager that is not possible through internet banking. Solving specific issues and complaints requires physical visit to the bank and cannot be achieved through the internet. Online communication is neither clear nor pin pointed to help resolve many complex service issues. Certain services such as the notarization and bank signature guarantee cannot be accomplished online. Security is the biggest pitfall of the internet banking scheme which needs to be guarded against by the common customer. Despite the host of sophisticated encryption software is designed to protect your account there is always a scope of hacking by smart elements in the cyber world. Hacker attacks, phishing, malware and other unauthorized activity are not uncommon on the net. Identity theft is yet another area of grave concern for those who rely exclusively on internet banking. Most banks have made it mandatory to display scanned copies of cleared cheques online to prevent identity theft. It is essential to check bank’s security policies and protections while opening an account and commencing the usage of online banking facilities. Online banking is definitely a significant move in the right direction as far as the convenience of the customer as well as the banker are concerned but it must be applied with adequate precaution to avoid falling prey to unscrupulous elements poaching the internet.

     Questions:

  1. What is online banking? Bring out its importance to the banking sector.
  2. Enumerate the merits and demerits of online banking.
  3. Online Banking has to go a long way to reach Rural India as internet is generally inaccessible – Comment.

 

 

St. Joseph’s College of Commerce II Sem Principles Of Marketing Question Paper PDF Download

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  1. JOSEPH’S COLLEGE OF COMMERCE (AUTONOMOUS)
END SEMESTER EXAMINATION – MARCH /APRIL 2015

BBM – II SEMESTER
M1 11 202 : PRINCIPLES OF MARKETING
Duration: 3 Hours                                                                                             Max. Marks: 100
SECTION – A
I) Answer ALL the questions.  Each carries 2 marks.                                        (10×2=20)
  1. What is Contextual Marketing?
  2. Briefly explain the concept of ‘Catalog Marketing’.
  3. What do you mean by Horizontal Marketing Systems?
  4. Distinguish between length and depth of product mix.
  5. Briefly explain the concept of ‘Positioning’ in Marketing.
  6. What is ‘Target marketing’?
  7. Distinguish between Sales concept and Marketing concept.
  8. Briefly explain Penetration Pricing?
  9. What are the steps involved in the consumer buying process?
  10. Explain the concept of ‘social media marketing’.
 

SECTION – B
II) Answer any FOUR questions.  Each carries 5 marks.                                      (4×5=20)
  11. With relevant examples differentiate between Advertisement and Sales Promotion. Which is more effective in producing results in the short run?
  12. Explain the different levels of products using a diagram.
  13. With a neat sketch briefly explain the Product Life Cycle.
  14. What valuable functions can brands perform for the firm?
  15. What are the advantages and disadvantages of franchising from franchisor’s point of view?
  16. Briefly explain the recent developments in Non – Store Based Retailing.
 

SECTION – C
III) Answer any THREE questions.  Each carries 15 marks.                                (3×15=45)                                                                                                
  17. Assume you are marketing a liquid cleaner that removes soot stains (due to burnt food) from gas stoves and chimneys. Briefly describe the roles you would assign to advertising, personal selling, sales promotion, and direct marketing in your personal campaign.
  18. With suitable examples, explain the process of ‘New product development’ in detail.
  19. As the President for P&G, you play a crucial role in the decision making process. P&G is planning to introduce a new ayurvedic shampoo.  What are the six steps that you would consider while setting the firm’s pricing policy for the new shampoo?

 
  20. Discuss how market segmentation, target marketing and positioning are interrelated. Give examples.

 
  21. What is your opinion about Tanishq selection of film actor Ashin as the brand Ambassador? If you were the Brand Manager of Tanishq whom would you choose as the brand ambassador and why? What are the advantages and disadvantages of celebrity endorsement?

 
 

SECTION – D
IV) Case Study                                                                                                              (1×15=15)                                                                                          
  22. A clear question exists between the pricing of products and services and their quality. While a common perception that was prevalent in the days gone by was that consumers went for the lowest price when they went shopping, the years have proved this assumption to be untrue. Marketing analysts today believe that customers will readily pay a higher amount – a premium on a product of service- provided they perceive a value in it or acknowledge that the company has provided something more,  something additional with it.

Take the instance of the healthcare industry, which has undergone a revolution over the past decades. From a situation where patients were dependent on a handful of government- run hospitals, today, the healthcare market is one marked by intense competition and immense choices.

Indian customers who can afford good healthcare will readily opt for the branded hospitals and clinics in the metros (Apollo Hospital, Wockhardt, Manipal Hospital, etc.), without much concern for the often astronomical bills at the end of their stay. Today, up-market hospitals countrywide that are focused on providing quality services- the best diagnostic facilities, reputed doctors and specialists, and top class surgical care- are sought after by discerning customers who are unlikely to ‘shop around’ or settle for something lighter on the wallet. These branded healthcare institutions are virtually run like five star hotels and charge premium prices that scarcely draw complaints. As long as quality healthcare, which is in tune with customer needs, is available, the price usually does not matter.

The hospitality and entertainment sector is also one where, if customer responsiveness is high, there will be takers, despite the high price tags. India’s five star hotels are continuing to draw customers from both the domestic as well as overseas markets, despite the fact that they charge premium pricing from their clients ranging from Rs. 10,000/- to 30,000/- per room per day. Special suites on special floors, well equipped business centers, regular rooms with wonderful views, are all part of the exclusive and personalized experience that customers would happily pay for.

Once organizations become benchmarks in quality leadership or responsiveness, they don’t need to get defensive about pricing. Of course, over-pricing is another matter. People have to actually sense a true value for their money to allow pricing to stay on the backburner.

If that sense of value is there- whether it lies in the brand name, the quality or the service- the sky is almost the limit as far as price tags go.

Nevertheless, organizations have to walk a tight rope and maintain a steady balance between pricing, quality and customer expectations. That is the only way they can bank on pricing and quality to enhance their customer responsiveness.

 

Questions:

  1. What are the primary needs and expectations of the customers?
  2. What ways can a sector uphold its product brand, quality and service?
  3. Suggest a title for this case study. Substantiate your title.

 

 

 

St. Joseph’s College of Commerce II Sem Macro Economics Question Paper PDF Download

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st. joseph’s college of commerce (autonomous)
END SEMESTER EXAMINATION – MARCH/APRIL 2015
BBm – II Semester
M1 11 204: MACRO ECONOMICS
Duration: 3 Hours                                                                                          Max. Marks: 100
SECTION – A
I) Answer ALL the questions.  Each carries 2 marks.                                     (10×2=20)
  1. What do you mean by Centrally Planned Economy?
  2. Complete the following equations:

  1. GNPMP   = GDPMP +___________
  2. NDPMP = GDPMP  – __________
  3. Giving reasons, classify the following into intermediate and final goods :

(i)Machines purchased by a dealer of machines.

(ii)A car purchased by a household
  4. What do you understand by Hyper Inflation?
  5. Give two examples of Transfer payment.
  6. Mention the difference between FDI and FII.
  7. Briefly explain K-Economy.
  8. What do you mean by Human Development Index?
  9. Define National Income.
  10. Who is considered as normal resident?
 

SECTION – B
II) Answer any FOUR questions.  Each carries 5 marks.                                  (4×5=20)
  11. Describe the various phases of a Business Cycle with the help of a diagram.
  12. What do you understand by inflation? Give its causes and effects on different sections of society.
  13. Define socialism and enumerate the features of socialistic economy.
  14. Explain the procedure for receiving Foreign Direct Investment in an Indian company.
  15. Discuss the difficulties in the estimation of National income.
  16. What do you mean by capital formation?  Explain the various reasons for low rate of capital formation in India.
 

SECTION – C
III) Answer any THREE questions.  Each carries 15 marks.                              (3×15=45)                                                                                                 
  17. “Capitalism is a social system based on the principle of individual rights. Politically, it is the system of laissez-faire (freedom). Economically, when such freedom is applied to the sphere of production its result is the free-market”.

Throw light on this statement and analyse the features, merits and defects of such an economic system?
  18. What are the monetary measures of controlling inflation? Are the fiscal or monetary measures effective in controlling inflation?

 
  19. “FDI in multi brand retail will harm small shopkeepers, adversely affect domestic manufacturing sector and create joblessness “-To what extent do you agree or disagree with this statement? Elaborate on the pros and cons of FDI in India?

 
  20. Explain clearly any two method of estimating national income of a country.

 
  21. What are the different types of unemployment and explain the various remedial measures undertaken to reduce unemployment?
 

SECTION – D
IV) Case Study                                                                                                            (1×15=15)                                                                                          
  22. In the year 2014, a Country’s  Factor income from NDP occurring to Private sector is 500. (Rs. in Crores)

(i)Income from property and entrepreneurship accuring to the Govt. administrative Department is 100

(ii) Saving of non-departmental enterprises 80

(iii) Corporation tax 30

(iv) Saving of Pvt. Corporate sector 65

(v) Direct taxes paid by house hold 20

(vi) Current transfers from Govt. Administrative departments 30

(vii) Factor income from abroad 5

(viii) Operating surplus 150

(ix) Factor income to abroad 15

From the following data calculate:

(a) Private income

(b) Personal income

(c) Personal disposable income.

 

 

 

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St. Joseph’s College of Commerce General English Question Paper PDF Download

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St.Joseph’s College of commerce (AUTONOMOUS)

END SEMESTER EXAMINATION – MARCH /APRIL 2015

B.B.M. – II SEMESTER

GENERAL ENGLISH

Duration: 3Hrs                                                                                                   Max. Marks: 100

 

SECTION-A

  1. Answer any five of the following questions in a word phrase or a sentence

                                                                                                                          (5×2=10)

  1. What should the merchants make sure of, before they leave the market place, according to Khaleel Gibran?
  2. Name the author of “Eco Junk”.
  3. What was the woman’s question to the fat old man at the end of the story “War”?
  4. In Arundhati Roy’s essay what does the word ‘deterrence’ mean?
  5. How old was Natalia Stepanovna?
  6. Why was the fir tree discontented and unsatisfied at the beginning of the story?

 

  1. Write short notes on any four of the following:                                    (4×5=20) 
  2. Green consumerism.
  3. The title of Arundhati Roy’s essay.
  4. Henessy’s bird in ‘ My Wood’.
  5. The element of humour and satire in Checkov’s “The Proposal”.
  6. The ending of the story, “War”.

 

 

  • Answer any three of the following in about two pages.      (3×10=30)

 

  1. Write a critical summary of the poem ‘Buying and Selling’.
  2. How is the story “Fir tree” an allegory? What in your opinion are the lessons that can be drawn from reading this story. Use details from the text in your answer.
  3. Comment on the nature of the conversation between Natalya and Lomov in Checkov’s play. What insights does this offer on the true nature of man- woman relationship in the context of marriage?
  4. What are the chief concerns raised by the author in “ Eco Junk” ? Do you think they are justified? Give your reasons.

 

 

 

SECTION-B

  1. Read the following passage carefully and then answer questions set on it.

 

When we look at the historical side, at all times it had many races, many languages and many religions. There was never any question of saying that this group is the biggest or that is not the biggest. The idea was to accommodate all, and to harmonise all faiths. Even a very conservative legislator like Manu tells us that all the people should learn their own particular traditions. We never believed that all the people should learn their own particular traditions. We never believed that we are a chosen race. We never believed that ours is a chosen religion or a chosen tribe. The historical tradition of each race, of each community, of each tribe were preserved and taught to them. It was this attitude of acknowledging every path, community that has been the tradition which governed the history of our country. You find similarities in the Koran. There it is said: “O mankind, we created you from a single pair of a male and a female, and made you into nations and tribes that you may know each other, not that you may despise each other.”  So it was question of what may be regarded as “Sarva- mata –samanvaya- integration of all religions and faiths.

In the greatest periods of our history, when we were able to make a mark, we adopted this attitude of toleration and goodwill. Ashoka sent missionaries to far off countries.  He had his great cut out in rock: “Samanvaya Sudha”- concord alone is meritorious. In the next great empire of the country, the Golden Age of the Guptas, Fa Hien, a Chinese traveller, who spent ten years in India, was impressed by the toleration of the people. He testifies that he was allowed to go and do whatever he wanted, and that the people of India never believed in the superiority of their own religion. Harsha Vardhana also followed the religion of freedom.

 

  1. Answer the following in a sentence or two.        (5×2=10)  

 

  1. Who was a conservative legislator?
  2. What is meant by the word ‘chosen’ as used in the passage?
  3. What is Sarva- mata –samanvaya?
  4. Which scripture of a major world religion is mentioned in the passage?
  5. What would be a suitable title for the passage?

 

  1. What do you think is the overall perspective of the passage about matters concerning religion? How is it relevant to the present day world? (1×10=10)

 

 

 

 

 

SECTION – C

  1. Re-write as directed.                   (5×2=10)

 

  1. The gates opened. People rushed in. (Re-write the sentence using No sooner … than)
  2. This cloth is very ________ as it is made out of Khadhi. (course, coarse) Choose the right word to fill in the blank.
  3. South Africa is a very good cricket team. It has never won the world cup.  (Change into a complex sentence)
  4. This building was constructed by them two years ago. (Change into active voice)
  5. He is working in Infosys for the last five years. (Identify the specific tense of the verb in this sentence)

 

 

  1. Correct the errors if any, in the following sentences.                                (3×2=6)

 

  1. Please return back by 7 p.m.
  2. None of them know swimming.
  3. There was a dramatic turn over in the last ball of the match.

 

  1. Use  any two of the following idioms correctly in sentences of your own.                                                                                                                                                       (2×2=4)
  2. To cut things too fine.
  3. To be head and shoulders above others.
  4. To turn tables.

 

 

———————————————————————————————-

 

St. Joseph’s College of Commerce Fundamentals Of Accounting Question Paper PDF Download

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st. joseph’s college of commerce (autonomous)
END SEMESTER EXAMINATION – MARCH/APRIL 2015
BBM – ii semester
M1 11 201 FUNDAMENTALS OF ACCOUNTING
Duration: 3 Hours                                                                                             Max. Marks: 100
SECTION – A
I) Answer ALL the questions.  Each carries 2 marks.                                         (10×2=20)
  1. What is meant by “Going Concern Concept”?
  2. Name four parties who would interested to use the information revealed by the Accounting System
  3. Name four accounting conventions.
  4. What is meant by Capital Receipts?  Give an example.
  5. What is a good debt?
  6. Name four intangible assets.
  7. What is meant by ‘Imprest System’ in Petty Cash Book?
  8. State four types of errors which might occur while maintaining books of accounts.
  9. What is a Contra Entry?  Give two examples
  10. Explain Interest on Drawings.
SECTION – B
II) Answer any FOUR questions.  Each carries 5 marks.                                      (4×5=20)
  11. Mr. Rajesh starts a business; the details of the transactions of his business are given below:  Record the accounting equation for each transaction & the Balance Sheet at the end.

  Rs.
(i)                      Commenced business with a capital of 1,00,000
(ii)                    Bought goods on credit from Ajay 80,000
(iii)            Bought furniture for cash 10,000
(iv)            Sold goods for cash 40,000
(v)                      Paid Ajay on account 40,000
(vi)            Paid shop rent 10,000
(vii)          Paid salaries 5,000
(viii)       Sold goods on credit to Varun 5,000
  12. What is a Journal Proper?  Explain any four types of journal entries that are recorded in the Journal Proper.
  13. Enter the following transactions in the proper subsidiary books.

2013   Rs.
March 01 Bought good from Albert 2,000
March 02 Sold goods to Brown 1,000
March 07 Charles sold goods to the firm 1,000
March 08 David bought goods from the firm 700
March 10 Received goods returned by Brown 80
March 12 The firm returned goods to Albert 50
March 18 Sold goods to Mohan 500
March 22 Purchased goods from Moses 600
March 25 Returned goods to Charles 100
March 30 Sold goods to Solomon 600
  14. From the following trial balance of Hariprasad of Mumbai (containing errors), prepare a correct trial balance:

  Rs. Rs.
Purchases 60,000 –
Reserve Fund 20,000 –
Sales 1,00,000 –
Purchases Returns 1,000 –
Sales Returns – 2,000
Opening Stock 30,000 –
Closing Stock – 40,000
Expenses – 20,000
O/s Expenses 2,000 –
Bank Balances 5,000 –
Assets 50,000 –
Debtors – 80,000
Creditors – 30,000
Capital 94,000  
Suspense account being difference in the books 10,000  
  2,72,000 2,72,000
  15. Prepare the personal account of Mr. Ganesh from the following transactions:

2011   Rs.
March 01 Debit balance of Ganesh account 8,100
3 Bought from, Ganesh 1,400
5 Goods sold to him 2,300
9 Paid to him 1,300
12 Returned goods to him 130
15 Ganesh bought goods from the firm 1,500
18 He returned goods 600
22 Received a bearer cheque from Ganesh 1,000
25 Goods returned to Ganesh 250
30 Ganesh sold goods to the firm 1,800
  16. What does GAAP stand for?  Explain the following accounting principles:

a)      Dual aspect concept

b)     Money measurement concept

c)      Cost concept

d)     Accrual concept
SECTION – C
III) Answer any THREE questions.  Each carries 15 marks.                                (3×15=45)                                                                                                
  17. From the following Trial Balance of a trader on 31st March 2014, prepare Trading and Profit and Loss account for the year ended 31/3/2014 and a Balance Sheet as on that date:

 

Particulars Debit

Rs.

 Particulars Credit

Rs.
Cash in hand 1,200 Capital 60,000
Purchases 1,00,000 4% Bank loan 20,000
Opening stock 35,000 Bills payable 20,000
Sundry debtors 50,000 Sundry creditors 24,000
Plant & Machinery 60,000 Sales 2,00,000
Furniture 15,000 Bad debts reserve 1,200
Bills receivable 18,000 Rent outstanding 1,000
Rent and taxes 10,000    
Wages 16,000    
Wages prepaid 1,000    
Salaries 20,000    
  3,26,200   3,26,200

Additional Information:

  1. Create Reserve for doubtful debts at 5% on Sundry debtors
  2. Write off Rs.500 as bad debts
  3. Depreciate plant and machinery at 5% and on furniture at 10%
  4. Provide outstanding liabilities: Taxes Rs.2,000 and Salaries Rs.4,000
  5. Closing stock Rs.40,000
  6. Provide Interest  on 4% Bank Loan.

 
  18. Journalize the following transactions in the books of Mr. Kadur

 

2011  
April 01 Commenced business with cash Rs.50,000, Furniture worth Rs.10,000, Goods worth Rs.15,000 and borrowed money from his brother Patil Rs.30,000
3 Purchased goods from Rs.35,000 from Suhas
5 Returned goods to Suhas Rs.3,000
7 Gave charity to a poor student Rs.2,000
9 Theft of cash from office Rs.1,000
11 Purchased for cash goods worth Rs.12,000 at 5% cash discount
13 Gave an order to Rohit for purchase of goods worth Rs.20,000
15 Received goods worth Rs.20,000 as per the order placed with Rohit
17 Sold goods to Pathan Rs.5,000
19 Goods worth Rs.2,000 stolen
21 Paid Rs.3,000 to print Pamphlets about business
23 Bad debts written off Rs.2,000 from Ganesh
25 Recovery of written off bad debts from Pritvi Rs.1,000
  19. Enter the following in a three column cash book of a merchant and record the following transactions:

Balance the cash book on 31st January 2014

2014  
Jan. 01 Commenced business with Rs.10,000
Jan. 02 Paid into bank Rs.8,000
Jan. 07 Purchased goods by cheque Rs.3,000
Jan. 10 Paid rent Rs.150
Jan. 12 Purchased furniture by cheque Rs.180
Jan. 15 Cash sale Rs.650
Jan. 16 Give Gopal a cheque for Rs.970/- and he allowed discount Rs.25
Jan. 18 Received from Narayan a cheque for Rs.1,500 and he was allowed a discount of Rs.30
Jan. 20 Paid into bank Rs.1,500
Jan. 25 Paid wages Rs.60
Jan. 28 Drew for office use Rs.400
Jan. 30 Received from Gopal Rs.100
Jan. 31 Withdrew for personal use by cheque Rs.150
  20.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 a. Prepare the personal account of Srinivas from the following transactions:

 

2013   Rs.
Jan. 01 Debit balance to Srinivas’s A/c 1,000
Jan. 02 Sold goods on credit to Srinivas 5,400
Jan. 06 Received from Srinivas 6,300
Jan. 06 Allowed him discount 100
Jan. 10 Srinivas bought goods on credit 1,500
Jan. 15 Received cash from Srinivas 1,450
  Allowed him discount 50
Jan. 20 Purchased goods on credit from Srinivas 1,040
Jan. 25 Paid cash to Srinivas 500
Jan. 28 Returned goods to Srinivas 140
Jan. 31 Paid cash to Srinivas in full settlement of his account 390

 

b.  Mention the limitations of accounting.
  21. A book keeper, while preparing his trial balance finds that the debit exceeds the credit by Rs.7,250/-  He places the difference to a Suspense Account.  In the next year, the following mistakes were discovered:

(a)   A Sale of Rs.4,000 has been passed through the Purchases Day Book.  The entry in Customer’s Account has been correctly recorded.

(b)   Goods worth Rs.2,500 taken away by the Proprietor for his use has been debited to Repairs Account.

(c)    A Bill receivable for Rs.1,300 received from Krishna has been dishonoured on maturity, but no entry passed.

(d)  Salary Rs.650 paid to a Clerk has been debited to his personal account.

(e)   A purchase of Rs.750 from Raghuvir has been debited to his account.   Purchase account has been correctly debited.

(f)     A sum of Rs.2,250 written off as depreciation on furniture has not been debited to Depreciation Account.

Draft the journal entries for rectifying the above mistakes and prepare the Suspense Account.

 
 

SECTION – D
IV) Compulsory question.                                                                                         (1×15=15)                                                                                           
  22. Journalise the following transactions, post the entries in ledger and prepare the Trial Balance.

2013

Jan. 1     Ganesh started his business with Rs.20,000.

2     Borrowed Rs.5,000 from Mahesh.

3     Deposited into the Bank Rs.10,000.

4     Purchased Fixed Assets for Rs.5,000.

5     Bought goods for Rs.1,500.

6     Sold goods for Rs.9,000.

9     Received Rs.11,880 from Shyam after allowing him Cash Discount                                                                      Rs.120.

10    Paid Rs.19,800 to Ramesh after receiving Cash Discount Rs.200.

12    Withdrew Rs.1,000 for his personal use.

14    Cash deposited into Bank Rs.1,000.

 

 

St. Joseph’s College of Commerce IV Sem Financial Markets And Services Question Paper PDF Download

by

 

  1. JOSEPH’S COLLEGE OF COMMERCE (AUTONOMOUS)

END SEMESTER EXAMINATION – MARCH/APRIL 2015

B.COM. – IV SEMESTER

C1 11 404: FINANCIAL MARKETS AND SERVICES

Duration: 3 HRS                                                                                         Max. Marks : 100

SECTION – A

 

  1. Answer ALL the questions. (10 x 2 = 20)

 

  1. What is a financial lease?
  2. List out the two major functions of the Financial System.
  3. Explain the risk associated with Mutual Funds.
  4. Write a short note on CARE.
  5. What is the  risk associated with uncertainties in trade laws, administered prices and policy changes?
  6. Elaborate on the process of issuing indirect equity in the international market by Indian companies?
  7. Draw a brief note on agreement where in the borrower parts with securities to the lender to repurchase them at a specific rate and time.
  8. What is insider trading?
  9. Discuss the correctness or otherwise of the following statement-

LIC and UTI can act as lenders and borrowers in the call money market.

  1. Elaborate on the role of SEBI as a capital market regulator.

 

SECTION – B

  1. Answer any FOUR                        (4 x 5 = 20)

 

  1. What is leasing?  When is it resorted to?  Discuss the disadvantages inherent in entering into a lease?
  2. List out the differences between New Issue Market and Stock Market.
  3. Bring out the role of merchant bankers in issue management.
  4. Explain any four methods of Factoring.
  5.  Write a short note on :
  1. Jobbers
  2. Demand and usance bills.
  1. Identify the financial service from the below given picture and explain its merits to individuals.

 

 

SECTION – C

  • Answer any THREE Each carries 15 marks.                (3 x 15 = 45)

 

  1. Explain the functions of the merchant bankers.
  2. Write short notes on the following:
  1. Buy back of shares.
  2. Foreign Institutional Investors.
  3. Venture Capital.
  4. Commercial Papers.
  5. OTCEI

 

  1. “The  money market is an integral part of a country’s economy and a developed money market  is highly indispensable for rapid economic development” –in this context explain the characteristic features of a developed money market and its importance.

 

  1. Critically evaluate depository system and also list out the depositories in India.
  2. Explain the various types of Mutual Funds.

 

SECTION – D

  1. Case study                                                                     (1 x 15 = 15)

Five Star is a premier chocolate manufacturing concern, incorporated in India. It has registered stellar performances in  sales and growing market size, over a decade of its existence. Its major revenues are from the Foreign markets, with Indian markets contributing towards  a little less than half of its revenues. Its raw materials were sourced from around the world. The capital structure was ideal, but during the last few years

 

 

 

 

Five star has been wanting to expand its operations.  It is in need of financial resources both for making capital investments and for working capital purposes.  The company has been deliberating on several sources of raising capital for this expansion.  The directors of the Five Star are in favour of Initial Public Offerings (IPOs)

 

Questions:

  1. Explain IPOs in the context of raising capital for a company.
  2. Mention a few other ways of raising capital from the capital markets by firms.
  3. In the light of the above case if the shares of Five Star are to be listed in a recognised stock exchange, what would be the procedure for listing.

 

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in order to expand, there was capital expansion taking place. Its shares were listed on the Bombay Stock Exchange and was traded at around Rs.500-Rs.550.

Then suddenly the Foreign markets started shrinking and there was heavy pressure on the bottom line. This had a great impact on the share prices. Though such phenomenon is temporary with the companies, and they will have their ability to turn over quickly, and the market prices felt to around Rs.150-Rs.200.

 

  1. Explain the disadvantages of listing. (5 marks)
  2. List out the procedure for listing. (10 marks)

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ANSWER SCHEME

FINANCIAL MARKETS AND SERVICES

 

SECTION – A

  1. Answer ALL the questions. (10 x 2 = 20)
  1. What is a financial lease?

Financial lease is a lease to finance equipments which have high value and cost is on the higher side.

  1. List out the two major functions of the Financial System.

The functions of Financial system are Mobilisation of savings and making it available for capital formation.

  1. Explain Funds of Funds Mutual Funds.

Funds of Funds Mutual Funds are those which invest their corpus in funds of other mutual funds.

  1. Uncertainties in trade laws, administered prices and policy changes are ______________ risks.

Ans. Political risks.

  1. Credit Analysis and Research in Equities is a ______________ firm.

Ans: Credit Rating Firm

  1. The process of issuing indirect equity in the international market by Indian companies is called _________________.

Ans: GDR’s

  1. The borrower parts with securities to the lender with an agreement to repurchase them at a specific rate and time is _________________

Ans:Repos

  1. What is  insider trading?

Insider trading is communication of price sensitive information to any person  outside the company to have a major impact on the price and the volume of shares traded of that company.

  1. LIC and UTI can act as lenders and borrowers in the call money market –True/False.

Ans: False.

  1. Name the authority preceding to the Companies Act.

Ans: Controller of Capital Issues.

 

SECTION – B

Answer any FOUR questions.                                                                (4 x 5 = 20)

  1. Explain the disadvantages of leasing.

The Disadvantages of leasing are

  1. Not suitable for project finance.
  2. Certain tax benefits and subsidy may not be available.
  3. Cost of financing higher than debt financing.
  4. Lessee is not entitled for any protection in case the supplier commits breach of warranties.

 

  1. List out the differences between New Issue Market and Stock Market.

Ans: New issue market deals with new securities which are issued for the first time  for public subscription, while SE provides a ready market for buying and selling of old securities.

The stock exchanges have physical existence and are located in particular geographical area. New Issue does not have physical presence.

New issue market provides the issuing company with funds for starting, expansion or diversification. SE provides indirect capital as it provides marketability to the shares.

  1. Bring out the role of merchant bankers in issue management.

Ans: Descriptive in detail the various aspects of issue management and the role of merchant banker.

 

  1. Explain any four methods of Factoring.

Ans: Explain any with recourse, without recourse, selling based, buyer based, Export based, off-shore factoring

  1.  Write a short note on :
  1. Jobbers: are speculators, an independent broker who deals in securities on his behalf. He purchases and securities in his own name. His main job is to earn a margin of profit due to price variation of securities. He plays inthe market for quick returns.
  2. Demand and usance bills: Demand bills on paid on the demand of the drawer. It is called sight bills. It can D/P or D/A.

Usance bills are bills paid after a duration of the time mentioned there in.

 

  1. Identify the financial service from the below given picture and explain its merits to individual investors.

Ans: Credit Rating.

Merits: Low cost of information, quick investment Decision, Independent Investment Decisions, Investor Protection,

 

 

SECTION – C

  1. Answer any THREE questions.  Each carries 15 marks.           (3 x 15 = 45)
  2. Explain the functions of the merchant bankers.

Ans: broad range of merchant bankers functions from corporate counselling, project counselling, issue management, loan syndication, portfolio management, NRI services and other functions to be discussed.

  1. Write short notes on the following:
  • Buy back of shares: Buy back is a method of cancellation of share capital. It leads to reduction in the share capital of a company as opposed to issue of shares which results in an increase in share capital.
  1. Foreign Institutional Investors: Foreign Institutional Investors are mutual funds, retirement pension funds, who have huge corpus for investment in foreign markets. FII’s have been allowed to invest in all securities trade in primary and secondary markets. The holding of a single FII in a company will not exceed the ceiling of 5% of the equity capital of a company.
  2. Venture Capital: Venture capital is the investment in new and untried enterprises that are lacking a stable record of growth. Venture capital refers to the commitment of capital as shareholding for the formulation and setting up of small firms specialising in new ideas or new technologies. It injects funds and also input of skill needed to set up the firm, design its marketing strategy and organise and manage it.
  3. Commercial Papers: it a money market instrument issued by the highly rated corporate to help them raise their working capital requirements.
  4. OTCEI- It is a ringless and computerised exchange. This is a specially created to trade on securities of small and medium companies
  1. “The  money market is an integral part of a country’s economy and a developed money market  is highly indispensable for rapid economic development” –in this context explain the characteristic features of a developed money market and its importance.

The characteristic features of developed money market are:

  • Highly organised banking system.
  • Presence of a Central Bank
  • Availability of Proper Credit Instruments.
  • Existence of sub-markets
  • Ample resources
  • Existence of secondary market.
  • Contact with other foreign money markets etc.,
  1. Critically evaluate depository system and also list out the depositories in India.

 

  1. Identify the process from the given diagram. Explain its importance in the economic development.

Ans: It is securitiazation.

Importance of securitization

  1. Additional source of Fund
  2. Greater Profitability
  3. Enhancement of Capital Adequacy Ratios
  4. Spreading of Credit risk
  5. Low cost of Funding
  6. Higher rate of return
  7. Prevention of Idle Capital

 

 

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