ESAF Small Finance Bank Latest FD Interest Rates

ESAF Small Finance Bank Latest Fixed Deposit Interest Rates

Resident Term Deposit

Interest Rates for Resident Term Deposits (Less than Rs.200 lakhs)

Period Rate of Interest effective from 01/11/2022
Normal Rate (%) Rate for Senior Citizens (%)
7 days to 14 days 4.00% 4.50%
15 days to 59 days 4.50% 5.00%
60 days to 90 days 5.00% 5.50%
91 days to 182 days 5.25% 5.75%
183 days to 1 year 5.50% 6.00%
1 year 1 day to less than 2 years 6.60% 7.10%
2 years to 998 days 7.25% 7.75%
999(2 years 8 months & 26 days)* 8.00%* 8.50%*
1000 days to less than 3 years 7.25% 7.75%
3 years to less than 4 years 5.75% 6.25%
4 years to less than 5 years 5.75% 6.25%
5 years to 10 years 5.25% 5.75%

*Special FD rate of 8.00% for 999 days will be available till 30-Nov-2022

Notes:

» Interest rates as above are applicable for new Resident term deposits and renewal of existing Resident term deposits.

» Income Tax deduction at source from the interest paid on Resident term deposits will be made, wherever applicable, as per the Income Tax rules.

» The minimum tenor for Resident term deposits is 7 days.

» No interest would be payable for Resident term deposits prematurely withdrawn before completion of a period of 7 days from the date of deposit.

» Penalty for premature closure will be applicable for Resident term deposits, as per rules.

» The interest rate applicable on premature closure of Resident term deposits will be (a) or (b) below, whichever is lower, subject to penalty for premature closure.
(a) The rate of interest for the original/contracted tenor of the deposit
(b) The rate of interest which was applicable at the time of opening of the deposit, for the tenor for which the deposit has remained with the Bank.

» The above rates of interest are applicable for Resident Recurring Deposits also.

» Rates of interest are subject to revision periodically.

» For help, email to [email protected].

» Customers may please contact our Branches for details of interest rates for deposits of Rs 200 lakhs and above.

Non Resident Ordinary (NRO) Term Deposits

Interest Rates for Non-Resident Ordinary (NRO) Term Deposits (Less than Rs.200 lakhs)

Period Rate of Interest effective from 01/11/2022
7 days to 14 days 4.00%
15 days to 59 days 4.50%
60 days to 90 days 5.00%
91 days to 182 days 5.25%
183 days to 1 year 5.50%
1 year 1 day to less than 2 years 6.60%
2 years to 998 days 7.25%
999(2 years 8 months & 26 days)* 8.00%*
1000 days to less than 3 years 7.25%
3 years to less than 4 years 5.75%
4 years to less than 5 years 5.75%
5 years to 10 years 5.25%

*Special FD rate of 8.00% for 999 days will be available till 30-Nov-2022

Notes:

» Interest rates as above are applicable for new NRO term deposits and renewal of existing NRO term deposits.

» Rate of interest applicable for NRO term deposits of Senior Citizens is the same as above.

» Income Tax deduction at source from the interest paid on NRO term deposits will be made, as per the Income Tax rules.

» The minimum tenor for NRO term deposits is 7 days.

» No interest would be payable for NRO term deposits prematurely withdrawn before completion of a period of 7 days from the date of deposit.

» Penalty for premature closure will be applicable for NRO term deposits, as per rules.

» The interest rate applicable on premature closure of NRO term deposits will be (a) or (b) below, whichever is lower, subject to penalty for premature closure.
(a) The rate of interest for the original/contracted tenor of the deposit
(b) The rate of interest which was applicable at the time of opening of the deposit, for the tenor for which the deposit has remained with the Bank.

» The above rates of interest are applicable for NRO Recurring Deposits also.

» Rates of interest are subject to revision periodically.

» For help, email to [email protected].

» Customers may please contact our Branches for details of interest rates for deposits of Rs 200 lakhs and above.

Non Resident External (NRE) Term Deposits

Interest Rates for Non-Resident External (NRE) Term Deposits (Less than Rs.200 lakhs)

Period   Rate of Interest effective from 01/11/2022
1 year 1 day to less than 2 years 6.60%
2 years to 998 days 7.25%
999(2 years 8 months & 26 days)* 8.00%*
1000 days to less than 3 years 7.25%
3 years to less than 4 years 5.75%
4 years to less than 5 years 5.75%
5 years to 10 years 5.25%

*Special FD rate of 8.00% for 999 days will be available till 30-Nov-2022

Notes:

» Interest rates as above are applicable for new NRE term deposits and renewal of existing NRE term deposits.

» Rate of interest applicable for NRE term deposits of Senior Citizens is the same as above.

» The minimum tenor for NRE term deposits is 365 days.

» No interest would be payable for NRE term deposits prematurely withdrawn before completion of a period of 365 days from the date of deposit.

» Penalty for premature closure will be applicable for NRE term deposits, as per rules.

» The interest rate applicable on premature closure of NRE term deposits will be (a) or (b) below, whichever is lower, subject to penalty for premature closure.
(a) The rate of interest for the original/contracted tenor of the deposit
(b) The rate of interest which was applicable at the time of opening of the deposit, for the tenor for which the deposit has remained with the Bank.

» The above rates of interest are applicable for NRE Recurring Deposits also.

» Rates of interest are subject to revision periodically.

» For help, email to [email protected]

» For deposits greater than Rs. 2 crore, please contact your nearest branch for the interest rates.

» Customers may please contact our Branches for details of interest rates for deposits of Rs 200 lakhs and above.

Utkarsh Small Finance Bank Latest FD Interest Rates

Utkarsh Small Finance Bank Latest Fixed Deposit Interest Rates

Interest Rates on Domestic Fixed Deposits
(Without Premature Withdrawal Facility)

(For Deposits above Rs. 15 Lakhs to less than Rs. 2 Crore)

Sr No. Tenure INTEREST RATES (%P.A.)-W.E.F. October 17, 2022
General Customers Senior Citizens
1 7 Days to 45 Days 4.00% 4.75%
2 46 Days to 90 Days 4.25% 5.00%
3 91 Days to 180 Days 5.00% 5.75%
4 181 Days to 364 Days 6.00% 6.75%
5 365 Days to 699 Days 7.15% 7.90%
6 700 Days 7.75% 8.50%
7 701 Days upto 5 Years 7.50% 8.25%
8 Above 5 Years to 10 Years 6.25% 7.00%

Note:

Minimum tenor of the deposit offered would be seven days.

Penalty on premature withdrawal is 1 % (not applicable for closure within 7 days) i.e. 1 % less than the card rate as on the date of deposit, for the period for which the deposit has remained with the Bank or 1% less than the contracted rate, whichever is lower.

For Tax Saver Fixed Deposit, please refer Tax Saver’s Interest Rate card.

Interest rates are subject to change from time to time. Deposits will be booked post receipt of clear funds with the Bank at applicable interest rate as on the date of receipt of funds.

Above rates are applicable for fresh fixed deposits as also for renewal of existing fixed deposits.

Interest earned will be subject to Tax Deducted at Source as per Income Tax Act and Rules.

For Term Deposits with tenure below 181 days, interest will be calculated on maturity on Simple Interest basis.

Interest on Term Deposit can be paid for a period of less than a quarter (monthly pay-out) at the discounted interest rates as per RBI directives.

No interest is payable for deposits prematurely withdrawn within the period of 7 days from the date of deposit.

For interest rates of bulk deposits (Rs. 2 Crore and above), please contact the nearest Utkarsh Small Finance Bank Branch.

Interest Rates on Domestic Fixed Deposits Plus
(Without Premature Withdrawal Facility)

(For Deposits above Rs. 15 Lakhs to less than Rs. 2 Crore)

Sr No. Tenure INTEREST RATES (%P.A.)-W.E.F. October 17, 2022
General Customers Senior Citizens
1 7 Days to 45 Days 4.00% 4.75%
2 46 Days to 90 Days 4.25% 5.00%
3 91 Days to 180 Days 5.00% 5.75%
4 181 Days to 364 Days 6.00% 6.75%
5 365 Days to 699 Days 7.40% 8.15%
6 700 Days 8.00 % 8.75%
7 701 Days upto 5 Years 7.75% 8.50%
8 Above 5 Years to 10 Years 6.50% 7.25%

Note:

Minimum tenor of the deposit offered would be seven days.

Penalty on premature withdrawal is 1 % (not applicable for closure within 7 days) i.e. 1 % less than the card rate as on the date of deposit, for the period for which the deposit has remained with the Bank or 1% less than the contracted rate, whichever is lower.

For Tax Saver Fixed Deposit, please refer Tax Saver’s Interest Rate card.

Interest rates are subject to change from time to time. Deposits will be booked post receipt of clear funds with the Bank at applicable interest rate as on the date of receipt of funds.

Above rates are applicable for fresh fixed deposits as also for renewal of existing fixed deposits.

Interest earned will be subject to Tax Deducted at Source as per Income Tax Act and Rules.

For Term Deposits with tenure below 181 days, interest will be calculated on maturity on Simple Interest basis.

Interest on Term Deposit can be paid for a period of less than a quarter (monthly pay-out) at the discounted interest rates as per RBI directives.

No interest is payable for deposits prematurely withdrawn within the period of 7 days from the date of deposit.

For interest rates of bulk deposits (Rs. 2 Crore and above), please contact the nearest Utkarsh Small Finance Bank Branch.

Interest Rates on Domestic Tax Saver Fixed Deposit

Sr No. Tenure INTEREST RATES (%P.A.)-W.E.F. October 17, 2022
General Customers Senior Citizens
1 5 Years 7.50% 8.25%

Note:

Minimum amount for the investment should be Rs. 1,000/- & Maximum Rs. 1,50,000/-. 

Minimum and maximum tenure of the Deposit will be 5 Years.

Above rates are applicable for fresh fixed deposits.

 Auto Renewal will not be allowed on the Tax Saver Fixed Deposit.

 No premature withdrawal is allowed for this deposit except in the event of any direction from any statutory and/or regulatory authority or deceased claim settlement cases.

 Interest rates are subject to change from time to time. Deposits will be booked post receipt of clear funds with the Bank at applicable interest rate as on the date of receipt of funds.

 Interest earned will be subject to Tax Deducted at Source as per Income Tax Act and Rules.

 Interest on Term Deposit can be paid for a period of less than a quarter (monthly pay-out) at the discounted interest rates as per RBI directives.

 Tax Saver Fixed Deposit cannot be pledged as security to avail loan

Ujjivan Small Finance Bank Latest FD Interest Rates

Ujjivan Small Finance Bank Latest Fixed Deposit Interest Rates

Interest Rates For Platina* Fixed Deposit – Domestic, NRE And NRO

Below mentioned are the Interest Rates with Effect from 9th August, 2022

TENURE Interest Rate (p.a.) (Under Rs. 2 Crores)
12 Months 7.20%
12 Months and 1 Day to 15 Months 7.40%
15 Months and 1 Day to 524 Days 7.40%
75 Weeks (525 Days) 7.70%
526 Days to 18 Months 7.40%
18 Months and 1 Day to < 24 Months 7.20%
24 Months 7.30%
24 Months 1 Day to 989 Days  6.70%
990 Days 7.70%
991 Days to 36 Months  6.70%
36 Months 1 Day to 42 Months 6.45%
42 Months 1 Day to 60 Months 7.40%

Interest rates are subject to periodic changes and the applicable interest rates will be given based on the date and time of receipt of the funds by the Bank

  • Platina FD rates are applicable for deposits above Rs.15 lakhs and below Rs.2 crores only.
  • Platina FDs are available for individuals of age <60 years only. Hence, Sr. citizen cannot open Platina FDs.
  • Platina FD is now offered to individuals (<60 yrs) and TASC customers only (excluding FIG).

Interest Rates For Domestic & NRO* Fixed Deposits And Sampoorna Nidhi

Below mentioned are the Interest Rates with Effect from 9th August, 2022

TENURE Interest Rate (p.a.) (Under Rs. 2 Crores)
7 Days to 29 Days 3.75%
30 Days to 89 Days 4.25%
90 Days to 179 Days 4.75%
6 Months 5.25%
>6 Mnths to <9 Months 5.50%
9 Months 5.75%
>9 Months to <12 months  6.50%
12 Months 7.00%
12 Months and 1 Day to 15 Months 7.20%
15 Months and 1 Day to 524 Days 7.20%
75 Weeks (525 Days) 7.50%
526 Days to 18 Months 7.20%
18 Months and 1 Day to < 24 Months 7.00%
24 Months 7.10%
24 Months 1 Day to 989 Days  6.50%
990 Days 7.50%
991 Days to 36 Months  6.50%
36 Months 1 Day to 42 Months 6.25%
42 Months 1 Day to 60 Months 7.20%
60 months 1 Day to <75 Months  6.00%
75 Months 7.50%
75 Months 1 Day to 120 Months  6.00%
Additional Interest Rate for Resident Senior Citizens 0.75%

We have revised our Interest calculation methodology for Cumulative/Reinvestment , kindly click here for more information. Contact our branch staff for more details

Interest Rates For Recurring Deposits And Sampoorna Lakshya

Below mentioned are the Interest Rates with Effect from 9th August, 2022

TENURE Interest Rate (p.a.)
6 months 5.25%
9 months 5.75%
12 months 7.00%
15 months 7.20%
18 months 7.20%
21 months 7.00%
24 months 7.10%
27 months to 36 months 6.50%
39 months to 42 months 6.25%
45 months to 60 months 7.20%
63 months to 72 months 6.00%
75 Months 7.50%
78 Months to 120 Months 6.00%
Additional Interest Rate for Senior Citizens 0.75%

*Disclaimer clause: “Interest rates are subject to periodic changes and the applicable interest rates will be given based on the date and time of receipt of the funds by the Bank”

Interest Rates For NRE* – Fixed Deposits:

Below mentioned are the Interest Rates with Effect from 9th August, 2022

Term Deposits Interest Rate (p.a.) (Under Rs. 2 Crore)
12 Months 7.00%
12 Months and 1 Day to 15 Months 7.20%
15 Months and 1 Day to 524 Days 7.20%
75 Weeks (525 Days) 7.50%
526 Days to 18 Months 7.20%
18 Months and 1 Day to < 24 Months 7.00%
24 Months 7.10%
24 Months and 1 Day to 989 Days 6.50%
990 Days 7.50%
991 Days to 36 Months 6.50%
36 Months 1 Day to  42 Months 6.25%
42 Months 1 Day to 60 Months 7.20%
60 Months and 1 Day to <75 Months 6.00%
75 Months 7.50%
75 Months 1 Day to 120 Months 6.00%

*Please Note: No Additional Interest Rate for Senior Citizens

1. Minimum Tenure for NRE Deposit is 1 year

2. In case of pre-closure within 1 year no interest shall be paid and no penalty would be levied

3. In case of part withdrawal within 1 year no interest shall be paid on the amount partially withdrawn and no penalty would be levied

Suryoday Small Finance Bank Latest FD Interest Rates

Suryoday Small Finance Bank Latest Fixed Deposit Interest Rates

Rates for amount < 2 Crore

Domestic Deposits ( Effective: From November 02, 2022 )

For Fixed For Fixed Deposit of amounts Rs. 2 Crore and above, please contact nearest Suryoday Small Finance Bank Branch or call Smile Centre on 1800-266-7711

Rates for Domestic Fixed Deposits:

Period Interest Rate
(Per Annum)
Annualised Yield°
(%)
Senior Citizen Rate #
(Per Annum)
Annualised Yield°
(%)
7 days to 14 days 4.00% 4.00% 4.50% 4.50%
15 days to 45 days 4.25% 4.25% 4.75% 4.75%
46 days to 90 days 4.50% 4.50% 5.00% 5.00%
91 days to 6 months 5.00% 5.00% 5.50% 5.50%
Above 6 months to 9 months 5.50% 5.61% 6.00% 6.14%
Above 9 months to less than 1 Year 6.00% 6.14% 6.50% 6.66%
1 Year to 1 Year 6 Months 7.00% 7.19% 7.50% 7.71%
Above 1 Year 6 Months to 2 Years 7.51% 7.72% 8.01% 8.25%
Above 2 years to 998 days 7.51% 7.72% 8.01% 8.25%
999 Days 8.01% 8.25% 8.26% 8.52%
32 Months 27 Days to 3 Years 7.25% 7.45% 7.75% 7.98%
Above 3 Years to less than 5 Years 6.75% 6.92% 7.25% 7.45%
5 Years 6.75% 6.92% 7.25% 7.45%
Above 5 years to 10 years 6.00% 6.14% 6.50% 6.66%

Note for Fixed Deposits:

  • For Fixed Deposit amounting to Rs. 2 Crore and above, please contact nearest Suryoday Small Finance Bank Branch or call on 1800-266-7711
  • °-Annualised yield is calculated on the basis of quarterly compounding for 12 months period
  • #-Only Senior Citizens / Retired Personnel (60 years and above) who are Resident Indians are eligible.
  • Interest rates are subject to change from time to time. Applicable interest rates will be given as on the date / time of receipt of the funds by the bank.
  • When you open a Fixed deposit with Suryoday Small Finance Bank Ltd. Interest on Term Deposits is calculated as below:
    1. On a Quarterly basis for deposits of tenor above 6 months.
    2. Simple interest is paid at maturity for deposits of less than equal to 6 months.
    3. Cumulative Interest/ re-investment interest is calculated every quarter and is added to the Principal such that Interest is paid on the Interest earned in the previous quarter as well.
    4. In case of monthly deposit scheme, the interest shall be calculated for the quarter and paid monthly at discounted rate over the Standard FD Rate.
  • Tax at source is deducted as per the Income Tax regulations prevalent from time to time.
  • The Bank computes interest based on the actual number of days in a year. In case, the Deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e.,366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of days.
  • The Minimum tenure for earning FD interest is 7 days.
  • The rate applicable on premature withdrawal would be 1% less than the rate applicable from the lower of the two:
    1. Rate for original /contracted tenure for which the deposit has been booked (as on the date of booking the deposit).
    2. Rate for the actual tenure for which the deposit was in force with the Bank (as on the date of booking the deposit).
  • As interest rates are subject to change without prior notice, depositor shall ascertain the rates on the value date of FD.

 

Equitas Small Finance Bank Latest FD Interest Rates

Equitas Small Finance Bank Latest Fixed Deposit Interest Rates

Fixed Deposit:

Benefits:

1. Idle funds can be used

2. Best in class Interest Rates

3. Attractive FD interest rates up to 7.50%* p.a. for Senior Citizens for 888 days

4. Partial and Full Pre Mature** withdrawal allowed

5. No Premature Withdrawal penalty for all FDs booked for Senior Citizens on or after 2nd December 2019 (Not applicable for grouping)

6. No Penalty on premature withdrawal above 6 months

7. Nomination facility available

8. Interest frequency available – Reinvestment, Quarterly Payout, and Monthly*** Payout

Fixed Deposit Rate for Domestic, NRE / NRO (for INR) with effect from: 15th October 2022

Tenure Interest rates for amount less than Rs 2 crores  Annualised Yield
7 – 14 days 3.50% 3.50%
15 – 29 days 3.50% 3.50%
30 – 45 days 3.50% 3.50%
46 – 62 days 4.00% 4.00%
63 – 90 days 4.25% 4.25%
91 – 120 days 4.75% 4.75%
121 – 180 days 4.75% 4.75%
181 – 210 days 5.75% 5.83%
211 – 270 days 5.75% 5.83%
271 – 364 days 6.00% 6.09%
1 year to 18 months 7.10% 7.29%
18 months 1 day to 2 years 6.95% 7.13%
2 years 1 day to 887 days 7.40% 7.61%
888 days 7.50% 7.71%
889 days to 3 years 7.40% 7.61%
3 years 1 day to 4 years 6.75% 6.92%
4 years 1 day to 5 years 6.75% 6.92%
5 years 1 day to 10 years 6.75% 6.92%
  • TDS will be deducted as applicable
  • Please check all terms and conditions applicable on FD/RD for premature withdrawal
  • 0.50% extra for Senior Citizen rates (not applicable for NRE/NRO)

*Fixed Deposit Interest Rates are subject to change from time to time.
(Partial premature withdrawal not allowed for FDs booked with monthly payout)
***For monthly payout fixed deposits, the interest rate will be discounted on a quarterly compounding basis.

Selfe Fixed Deposit

Open Selfe Fixed Deposit online with Equitas Bank – just keep your Aadhar Number and PAN handy and book your FD online in just three minutes.

Fund your Selfe Fixed Deposit directly through UPI from any bank account and enjoy returns upto 7.10%* p.a. for 1 year. Invest as low as Rs 5,000 upto a maximum of Rs. 90,000 with Selfe FD and choose tenure between 7 days and 365 days. On maturity, the Principal+ Interest will be credited to your designated bank account.

Benefits:

  • Higher Interest upto 7.10% p.a. for 1 year
  • 0.50% extra interest for Senior Citizens
  • Invest anytime with selfe FD
  • Open FD without a Savings Account
  • Start as low as Rs.5000 and invest upto Rs. 90,000
  • Choose to invest from 7 days to 365 days
  • No Premature withdrawal penalty if Selfe FD has completed a tenure of more than 180 days
  • No premature withdrawal penalty for Senior Citizen Selfe FD

What to check before opening Equitas Bank Selfe FD:

  • Should be an Indian resident – 18+ years of age
  • Should have a valid PAN and Aadhar
  • Mobile number should be linked to Aadhar
  • Should not have an account with Equitas Bank
  • No other account has been opened nor will be opened using OTP based KYC in non face to face mode with any other Bank.

Fixed Deposit Rates (amount less than Rs. 2 crore) Effective from: 15th OCT , 2022 

Tenure Interest rates for amount less than Rs 2 crores  Annualised Yield
7 – 14 days 3.50% 3.50%
15 – 29 days 3.50% 3.50%
30 – 45 days 3.50% 3.50%
46 – 62 days 4.00% 4.00%
63 – 90 days 4.25% 4.25%
91 – 120 days 4.75% 4.75%
121 – 180 days 4.75% 4.75%
181 – 210 days 5.75% 5.83%
211 – 270 days 5.75% 5.83%
271 – 364 days 6.00% 6.09%
1 year to 18 months 7.10% 7.29%
18 months 1 day to 2 years 6.95% 7.13%
2 years 1 day to 887 days 7.40% 7.61%
888 days 7.50%  7.71%
889 days to 3 years 7.40% 7.61%
3 years 1 day to 4 years 6.75% 6.92%
4 years 1 day to 5 years 6.75% 6.92%
5 years 1 day to 10 years 6.75% 6.92%
  • TDS will be deducted as applicable
  • Please check all terms and conditions applicable on FD/RD for premature withdrawal
  • 0.50% extra for Senior Citizen rates (not applicable for NRE/NRO)

*Fixed Deposit Interest Rates are subject to change from time to time.
**View Terms and Conditions for FD (Partial premature withdrawal not allowed for FDs booked with monthly payout)
***For monthly payout fixed deposits, the interest rate will be discounted on a quarterly compounding basis.

 

 

Capital Small Finance Bank Latest FD Interest Rates

Capital Small Finance Bank Latest Fixed Deposit Interest Rates

Interest on Domestic Term Deposits (w.e.f October 6, 2022)

Slab Rate of Interest
15 Days to 30 Days 3.35%
31 Days to 45 Days 3.35%
46 Days to 89 Days 3.85%
90 Days to 179 Days 4.60%
180 Days to less than 1 Year 5.20%
1 Year to less than 5 Years 6.50%
5 Years and upto 10 Years 6.35%
Special Category
400 Days 6.75%
600 Days 6.85%
900 Days 7.00%

For Senior Citizens
Senior Citizen means a person who has attained the age of 60 years on date of deposit and produces the proof of the same.

Slab Rate of Interest
15 Days to 30 Days 3.85%
31 Days to 45 Days 3.85%
46 Days to 89 Days 4.35%
90 Days to 179 Days 5.10%
180 Days to less than 1 Year 5.70%
1 Year to less than 5 Years 7.00%
5 Years and upto 10 Years 6.85%
Special Category
400 Days 7.25%
600 Days 7.35%
900 Days 7.50%

Interest on NRO Term Deposits (w.e.f October 6, 2022)

Slab Rate of Interest
15 Days to 30 Days 3.35%
31 Days to 45 Days 3.35%
46 Days to 89 Days 3.85%
90 Days to 179 Days 4.60%
180 Days to less than 1 Year 5.20%
1 Year to less than 5 Years 6.50%
5 Years and upto 10 Years 6.35%
Special Category
400 Days 6.75%
600 Days 6.85%
900 Days 7.00%

Interest on NRE Term Deposits (w.e.f October 6, 2022)

Slab Rate of Interest
1 Year to less than 5 Years 6.50%
5 Years and upto 10 Years 6.35%
Special Category
400 Days 6.75%
600 Days 6.85%
900 Days 7.00%

Note
Premature closure charge is applicable at penal rate of 1% for any deposit.

NRE deposits should remain for a minimum period of 1 year in order to earn interest.

Au Small Finance Bank Latest FD Interest Rates

Au Small Finance Bank Latest Fixed Deposit Interest Rates

1.a) For Domestic & NRE**/NRO Retail Fixed Deposits (for amounts less than INR 2 Crore)

Applicable Interest Rates on Fixed Deposits w.e.f. 10th October, 2022

Tenure Bucket Interest Rates Interest Rates (Annualized)
7 Days to 1 Month 15 Days 3.75%
1 Month 16 Days to 3 Months 4.25%
3 Months 1 Day to 6 Months 5.00% 5.09%
6 Months 1 Day to 12 Months 5.85% 5.98%
12 Months 1 Day to 15 Months 7.10% 7.29%
15 Months 1 Day to 18 Months 6.95% 7.13%
18 Months 1 Day to 24 Months 6.95% 7.13%
24 Months 1 Day to 36 Months 7.50% 7.71%
36 Months 1 Day to 45 Months 7.50% 7.71%
45 Months 1 Day to less than 60 Months 6.95% 7.13%
60 Months to 120 Months 6.95% 7.13%

1.b) Non-callable rates for Retail Fixed Deposits of INR >=1 Crore to < 2 Crore*

Applicable Interest Rates on Fixed Deposits w.e.f. 10th October, 2022

Tenure Bucket ROI Annualized Rate
12 Months 1 Day – 15 Months 7.20% 7.40%
15 Months 1 Day – 18 Months 7.05% 7.24%
18 Months 1 Day – 24 Months 7.05% 7.24%
24 Months 1 Day – 36 Months 7.60% 7.82%

*These rates are not applicable to Non-Resident Indians (NRI)

2. For Senior Citizen (for amounts less than INR 2 Crore)*

Applicable Interest Rates on Fixed Deposits w.e.f. 10th October, 2022

Tenure Bucket Interest Rates Interest Rates (Annualized)
7 Days to 1 Month 15 Days 4.25%
1 Month 16 Days to 3 Months 4.75%
3 Months 1 Day to 6 Months 5.50% 5.61%
6 Months 1 Day to 12 Months 6.35% 6.50%
12 Months 1 Day to 15 Months 7.60% 7.82%
15 Months 1 Day to 18 Months 7.45% 7.66%
18 Months 1 Day to 24 Months 7.45% 7.66%
24 Months 1 Day to 36 Months 8.00% 8.24%
36 Months 1 Day to 45 Months 8.00% 8.24%
45 Months 1 Day to less than 60 Months 7.45% 7.66%
60 Months to 120 Months 7.45% 7.66%

* Only resident Indian Senior Citizen customers, having a banking relationship with AU Small Finance Bank are eligible for the above mentioned rates

3. For Domestic & NRE**/NRO Retail Monthly Payout Fixed Deposits (for amounts less than INR 2 Crore)

Applicable Interest Rates on Fixed Deposits w.e.f. 10th October, 2022

Tenure Bucket Resident / NRE / NRO Interest Rates
for Monthly payout p.a.(%)
Senior Citizen Interest Rates
for Monthly payout p.a.(%)
7 Days to 1 Month 15 Days
1 Month 16 Days to 3 Months
3 Month 1 Day to 6 Months 4.98% 5.47%
6 Months 1 Day to 12 Months 5.82% 6.32%
12 Months 1 Day to 15 Months 7.06% 7.55%
15 Months 1 Day to 18 Months 6.91% 7.40%
18 Months 1 Day to 24 Months 6.91% 7.40%
24 Months 1 Day to 36 Months 7.45% 7.95%
36 Months 1 Day to 45 Months 7.45% 7.95%
45 Months 1 Day to less than 60 Months 6.91% 7.40%
60 Months to 120 Months 6.91% 7.40%

Terms and Conditions:

1. Retail Fixed Deposits are single Fixed Deposits booked for an amount less than INR 2 Crore.

2. ** For NRE Fixed Deposit: tenures of 12 months 1 day & above are applicable.

3. Interest rates are subject to periodic changes. The applicable interest rates will be offered based on the date and time of receipt of the funds by the Bank. The depositor shall ascertain the rates on the booking date of Fixed Deposit.

4. Only Resident Indian Senior Citizens (of 60 years of age and above) are eligible for the Senior Citizen Interest rate specified. The special rates are applicable only for Resident deposits.

5. The Bank computes interest based on the actual number of months & days in a year. In case, the deposit is spread over a leap and a non-leap year, the interest is calculated based on the number of days i.e. 366 days in a leap year & 365 days in a non-leap year. The period of Fixed Deposit is calculated in number of months & days.

6. The interest rate applicable on premature closure of Fixed Deposits (all amounts) will be lower of:

(i). the base rate for the original/contracted tenure for which the Fixed Deposit has been booked
     OR

(ii). the base rate applicable for the tenure for which the Fixed Deposit has been in force with the Bank
The base rate is the rate applicable to Retail Fixed Deposits as on the date of booking the deposit.

7.In case of NRE deposit no interest will be paid if the NRE Deposit is liquidated before the completion of 1 year from the date of booking.

8. The penalty on premature closure / withdrawal of Retail Fixed Deposits including sweep-in and partial closures has been fixed by the Bank at the rate of 1%

9. In case of Domestic Fixed Deposits: No interest will be paid if the deposit is withdrawn within 7 days of the date of booking the deposit

10. Please read the Terms & Conditions for Fixed Deposits to know more

11. Interest compounding frequency and interest payout frequency, on our Fixed Deposits, is on anniversary basis

12. Monthly Payout Fixed Deposits are available only for tenures above 3 months

13. Monthly Payout Fixed Deposits are available for both individuals (Domestic, NRO, Senior Citizens) and non-individuals

14. Monthly Payout Fixed Deposits are available at discounted rates as mentioned above

15. For Interbank Deposit rates contact AU Bank Branch

IDBI Bank Latest FD Interest Rates

IDBI Bank Latest Fixed Deposit Interest Rates

Interest Rate on Term Deposits (w.e.f. November 01, 2022)

Interest Rate (% p.a.)
Maturity Slab Retail Term Deposits (< 2 Cr)
General Customers Sr. Citizen
0-6 Days NA NA
07-14 days 3 3.5
15-30 days 3 3.5
31-45 days 3.35 3.85
46- 60 days 4.25 4.75
61-90 days 4.25 4.75
91-6 months 4.5 5
6 months 1 day to 270 days 5.25 5.75
271 days up to< 1 year 5.5 6
1 year 6.25 6.75
> 1 Year to 554 Days 6.25 7.00#
556 days to < 2 years 6.25 7.00#
> 2 Years to < 3 Years 6.25 7.00#
3 years to < 5years 6.1 6.85#
5 years 6.1 6.85#
> 5 years to 7 years 6.1 6.85#
>7 years to 10 years 6.1 6.85#
>10 years to 20 years$ 4.8  5.30
Tax Saving FD
5 years 6.1 6.85#

$ Maturity bucket is eligible only for deposits from following beneficiaries (with effect from January 1st, 2021).

1) Awards from Motor Accident Tribunal / Courts / Other Judicial/ Statutory Bodies, 2) Specific Cases of margin money for Bank Guarantees

#rates on IDBI Naman Senior Citizen Deposit (total mark-up 0.75% over Card Rate).

General Terms & Conditions:

  • Tenure for NRO Term Deposit is 07 days to 10 years.
  • Tenure for NRE Term Deposit is 1 year to 10 years.
  • Staff & Sr. Citizen rates are not applicable to NRO & NRE Term Deposits.
  • No interest is paid if the deposit is held for the tenure of below 7 days, the minimum period for Term Deposits as per RBI guidelines.
  • Interest payable on prematurely withdrawn deposits will be the rate applicable for the amount and the period for which the deposit remained with the Bank (rate applicable for that tenure on the original date of the deposit). To illustrate as an example, if a deposit is placed for 5 years and after 1 year the depositor wants to close the deposit prematurely, then the interest rate applied will be the rate which was applicable for one year on the original date of deposit.
  • Bank will levy a penalty of 1%, on the applicable rate for deposits closed prematurely. Such closures include the withdrawals through sweep-ins and partial withdrawals as well.

Non Resident Ordinary – NRO Term Deposit rates (Effective From: November 01, 2022)

NRO for deposit less than Rs. 2 Crore

Maturity Slab Interest Rate (% p.a.)
7-14 Days 3.00
15-30 Days 3.00
31-45 Days 3.35
46- 60 Days 4.25
61-90 Days 4.25
91-6 Months 4.50
6 Months 1 Day to 270 Days 5.25
271 Days up to < 1 Year 5.50
1 Year 6.25
1 Year to 554 Days 6.25
556 Days to to < 2 Years 6.25
2 Years to < 3 Years 6.25
3 Years to < 5 Years 6.10
5 Years 6.10
> 5 years – 7 years 6.10
>7 years – 10 years 6.10

Non Resident (External)

Maturity Slab Interest Rate (% p.a.)
1 Year 6.25
> 1 Year to 554 Days 6.25
556 Days to < 2 Years 6.25
> 2 Years to < 3 Years 6.25
3 Years to < 5 Years 6.10
5 Years 6.10
> 5 Years – 7 Years 6.10
>7 Years – 10 Years 6.10

Note:-

  • The above rates are applicable only on Fresh NRE / NRO deposits and on renewal of maturing deposits for amounts less than Rs. 2 crore. For the interest rate on NRE / NRO deposit for amount Rs 2 Crore and above, kindly refer to “RATES FOR BULK DEPOSITS ( Rs. 2 cr. and Above )” under URL http://www.idbibank.in/interest-rates.aspx
  • No interest will be paid on NRE deposits closed pre-maturely in less than 1 year.
    The additional 50 bps on NRE FD (excluding NRE SSP/ SSP Plus RD) in maturity buckets between 1 year and

Tamilnad Mercantile Bank Latest FD Interest Rates

Tamilnad Mercantile Bank Latest Fixed Deposit Interest Rates

Domestic & NRO Term Deposits

For all Bulk Deposits above the ceiling amount specified in the table below, refer to the Bulk Deposit table further below.

Period General Public
(Below 2 crore)
w.e.f. 01.09.2022
Senior Citizens
(Below 2 crore)
w.e.f. 01.09.2022
7-14 days 2.75% 2.75%
15-29 days 3.50% 3.50%
30-45 days 3.50% 3.50%
46-60 days 3.75% 3.75%
61-90 days 3.75% 3.75%
91-179 days 4.50% 4.50%
180-270 days 5.00% 5.00%
271 days to less than 1 year 5.00% 5.00%
1 year 5.50% 6.00%
Above 1 year to less than 20 months & 20 days 5.60% 6.10%
20 months & 20 days 5.60% 6.10%
Above 20 months 20 days to less than 2 years 5.60% 6.10%
2 years to less than 3 years 5.75% 6.25%
3 year to 10 years 5.75% 6.25%

* Additional rate of interest payable on term deposits to Senior Citizens shall not apply to NRO Term Deposits
# Additional rate of interest payable on term deposits to Senior Citizens shall not apply for the period less than one year

Bulk Domestic & NRO Term Deposits
For all Higher Value Deposits beyond the ceiling amount specified in the table below, please contact your nearest TMB Branch for availing special offer if any.

Period Bulk Deposits
(2 Crore to 5 Crore)
w.e.f. 01.09.2022
Bulk Deposits
(Above 5 Crores)
w.e.f. 01.09.2022
7-14 days 3.35% 3.35%
15-29 days 3.35% 3.35%
30-45 days 3.50% 3.50%
46-60 days 3.50% 3.50%
61-90 days 3.50% 3.50%
91-179 days 4.00% 4.00%
180-270 days 4.25% 4.25%
271 days to less than 1 year 4.75% 4.75%
1 year 5.45% 5.45%
Above 1 year to less than 20 months & 20 days 5.30% 5.30%
20 months & 20 days 5.30% 5.30%
Above 20 months 20 days to less than 2 years 5.25% 5.25%
2 years to less than 3 years 5.25% 5.25%
3 year to 10 years 5.05% 5.05%

Note:
For acceptance of deposit of 2 crore and above, branches should contact your Treasury Department for their permission
There is no penal interest for premature closure of bulk deposits (2 crore and above) after 7 days of opening.

Interest Rate on NRE Deposits

Period Rate of Interest
Below Rs 2 crore** Below Rs 2 crore Bulk deposits
(Rs crore to 5 crore**)
Bulk deposits
(above 5 crore)#
1 year 5.75 5.5 5.45 5.45
Above 1 year and upto 18 months 5.85 5.6 5.3 5.3
Above 18 months to less than 2 years 5.85 5.6 5.25 5.25
2 years to less than 3 years 6.00 5.75 5.25 5.25
3 years to 10 years 5.85 5.75 5.05 5.05

Terms and conditions:
The above modifications are applicable only for
1. **Fresh Inflow received through our Bank with value date of 07.07.2022 or after
2. Transfer fom other bank NRE accounts with original certificate of Foreign Inward Remittances issued by the respective banks with value date 07.07.2022 or after in the name of depositor only.

It is not applicable for:
1. Fund transferred from our existing SB NRE/NRO accounts
2. Renewal of existing NRE Term Deposits
3. Premature renewal of existing NRE Term Deposits
4. Opening of NRE term deposits with the proceeds of pre-closure/closure of existing FCNR/FCNR plus deposits
5. Transfer from NRE accounts maintained with other banks (self/third party) without production of original certificate of Foreign Inward Remittances issued by the respectives banks with value date 07.07.2022 or after in the name of depositor only
(For these items no. 1 & 5, the existing old rate of interest is only applicable and the revised/increased rate of interest will not be applicable)
If the deposit account is opened through Net Banking/Mobile Banking. The customers shall approach the respective branch/NRI Cell for the eligibility of the increased rate of interest
Contact number for NRI Cell: 9150039414/9150039415

Pre-closure Penalty of all Deposit Schemes
No interest shall be paid on premature withdrawal of deposits upto 14 days from the date of deposit/renewal.
If the depositor opts for premature withdrawal 1% penal interest shall be charged on the rate applicable for the period for which the deposit remained with the bank.

South Indian Bank Latest FD Interest Rates

South Indian Bank Latest Fixed Deposit Interest Rates

DOMESTIC TERM DEPOSITS (Also applicable for NRO Accounts)

Interest rate on Domestic Term Deposits w.e.f 21st October 2022

Period Single Deposit less than Rs.2 crore
  General Senior Citizens*
7 days to 30 days 2.65% 3.15%
31 days to 90 days 3.25% 3.75%
91 days to 99 days 4.25% 4.75%
100 days 5.50% 6.00%
101 days to 180 days 4.25% 4.75%
181 days to less than 1 year 4.60% 5.10%
1 year to less than 30 months 6.40% 6.90%
30 months 7.00% 7.25%
Above 30 months to less than 5 years 5.90% 6.40%
5 years to up to and including 10 years 6.00% 6.50%
Tax Gain ( 5 Years ) 6.00% 6.50%

* Special rates for Senior Citizens, applicable only to Residents individually or jointly with another resident citizen. Penalty is applicable for premature withdrawal of deposits including Recurring Deposits at the rate of 0.50% for deposit amounts below Rs. 15 lakhs and 1% for deposit amounts of Rs. 15 lakhs and above for deposits opened/renewed upto 31st May 2022. The effective rate will be the net of applicable rate to the amount and period for which the deposit remained with the bank (less the penal rate) or the net of original contracted rate (less penal rate) whichever is less. Effective from 1st June 2022,penalty for premature withdrawal of Retail Term Deposits (including NRE & Recurring Deposits) will be applicable at the rate of 0.50% for deposit amounts below Rs. 5 lakhs and 1% for deposit amounts of Rs. 5 lakhs and above.The new change in penalty is applicable for all term deposits opened or renewed w.e.f. 1st June 2022.The effective rate will be the net of applicable rate to the amount and period for which the deposit remained with the bank (less the penal rate) or the net of original contracted rate (less penal rate) whichever is less.

NRE TERM DEPOSITS

Interest rate on NRE Term Deposits with effect from 12th October 2022

Period Single Deposit less than Rs.2 crore
1 year to less than 30 months
6.50%p.a
30 Months 7.00%p.a
Above 30 months to less than 5 years 5.90%p.a
5 years to up to and including 10 years 6.00%p.a
  • The revised rates will apply only to fresh deposits and on renewal of maturing deposits.
  • No interest will be paid if closed within one year.
  • No additional interest will be paid for Senior Citizens under NRE Term deposit schemes.
  • Penalty for premature withdrawal will be applicable for Retail Term Deposits (including NRE & Recurring Deposits) opened/ renewed from 01.06.2022 at the rate of 0.50% for deposit amounts below Rs. 5 lakhs and 1% for deposit amounts of Rs. 5 lakhs and above. The effective rate will be the net of applicable rate to the amount and period for which the deposit remained with the bank (less the penal rate) or the net of original contracted rate (less penal rate) whichever is less.

NON CALLABLE DEPOSITS

Interest rate on Non Callable Domestic Term Deposits w.e.f 12th October 2022

Period Single Deposit above Rs. 15.00 lakhs and less than Rs.2 crore
General Senior Citizens*
15 Months ( SIB MAXIMO) 6.50% 7.00%