B.Com Indian Banking Question Paper 2007

LOYOLA COLLEGE (AUTONOMOUS), CHENNAI – 600 034

B.Com.

TH 11

DEGREE EXAMINATION –COMMERCE

FIFTH SEMESTER – APRIL 2007

CO 5500 – INDIAN BANKING

 

 

Date & Time: 27/04/2007 / 9:00 – 12:00        Dept. No.                                                     Max. : 100 Marks

 

 

 

PART A

 

Answer all the questions.                                                                    (10 X 2 = 20)

 

• Define Banking.
• What is electronic banking?
• What is venture capital.
• State any 2 kinds of lending.
• What are unsecured loans?
• What is village adoption scheme.
• What is gold banking?
• Write any 2 exceptions to the right of general lien.
• What is the relationship of a banker as a debtor?
• Write the formula for credit creation.

 

PART B

 

Answer any five of the following.                                                      (5 X 8 = 40)

 

• What are the limitations of credit creation?
• Give any 8 differences between unit banking and branch banking.
• Explain the kinds of crossing.
• Explain the kinds of endorsement.
• Explain the principles of lending.
• What are the statutory protections given to a collecting banker?
• Write about the relationships between a banker and a customer.
• Give any 8 advantages of branch banking.

 

 

PART C

 

Answer any two of the following.                                                      (2 X 20 = 40)

 

• Explain the functions of RBI.
• Explain the banker’s rights in detail.
• Explain the legal precautions to be taken by a paying banker in honoring a

customer’s cheque.

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