LOYOLA COLLEGE (AUTONOMOUS), CHENNAI – 600 034

B.Com. DEGREE EXAMINATION – COMMERCE

QB 08

FIFTH SEMESTER – November 2008

CO 5500 – INDIAN BANKING

 

 

 

Date : 03-11-08                     Dept. No.                                        Max. : 100 Marks

Time : 9:00 – 12:00

 

SECTION A (10X2=20Marks)

I ANSWER ALL THE QUESTIONS

 

1. Define Banking.
2. List the classification of banks on the basis of their function.
3. What do you mean by Branch banking?
4. What is a Central Bank?
5. List out the different kinds of Deposits.
6. Define Endorsement.
7. State the principles of lending.
8. State the modes of creating charge on securities.
9. Define a Cheque.
10. Write short notes on. Garnishee Order.

 

SECTION B (5X8=40 Marks)

II ANSWER ANY FIVE QUESTIONS

 

1. List out the reasons for Nationalization of commercial banks
2. Describe briefly the agency services rendered by the banker
3. Describe the relationship between a banker and a customer.
4. Write notes on:

• ATM
• Cash credit

1. State the difference between General Lien and Particular Lien.
2. Who is a holder in due course? What are the privileges enjoyed by him?
3. What are the factors a banker should consider before honoring a Cheque presented for payment?
4. State the features of a venture capital project.

 

 

SECTION C (2X20=40)

III ANSWER ANY TWO QUESTIONS

 

1. Explain the various functions of  commercial Banks.
2. What do you mean by creation of credit? Explain in detail the means through which credit can be created?
3. Explain the Qualitative and Quantitative Credit Control mechanism adopted by RBI to control credit in the economy.

 

 

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