LOYOLA COLLEGE (AUTONOMOUS), CHENNAI – 600 034
B.Com. DEGREE EXAMINATION – COMMERCE
FIFTH SEMESTER – APRIL 2011
CO 5500 – INDIAN BANKING
Date : 11-04-2011 Dept. No. Max. : 100 Marks
Time : 9:00 – 12:00
SECTION – A
ANSWER ALL QUESTIONS (10×2=20)
- Define Banking.
- What is E.C.S?
- State Clayton’s case.
- On what basis banks are classified?
- What is venture capital?
- What is merchant banking?
- Who is an underwriter?
- What is called right of set-off?
- What is meant by selective credit control?
- What is fixed deposit?
SECTION – B
ANSWER ANY FIVE QUESTIONS (5×8=40)
- Discuss the merits and demerits of unit banking?
- Explain the workings of selective credit control measures?
- State the different types of relationship between banker and customer?
- What are the primary functions of commercial banks?
- Discuss the functions of merchant banking?
- Explain the different kinds of endorsement?
- What are the major criteria the banker has to take in to account while granting loan for a project?
- What are the limitations of credit creation?
SECTION – C
ANSWER ANY TWO QUESTIONS (2×20=40)
- High light the important functions of Reserve Bank of India?
- Bring out the various types of crossing? What are the liabilities of a banker on a crossed cheque?
- Explain the factors that are taken in to consideration by commercial banks while lending or investing?
