LOYOLA COLLEGE (AUTONOMOUS), CHENNAI – 600 034
B.Com. DEGREE EXAMINATION – CORPORATE SEC.
FIFTH SEMESTER – APRIL 2012
BC 5500 – INDIAN BANKING
Date : 25-04-2012 Dept. No. Max. : 100 Marks
Time : 9:00 – 12:00
SECTION – A
Answer ALL the questions: (10×2=20)
- What is unit banking?
- Explain the features of Village Adoption Scheme.
- Who is a customer?
- State the meaning of “garnishee order”.
- How do debit cards operate?
- State the rule in Claytons Case regarding appropriation of payments.
- Who is a “holder in due course”?
- Explain “special crossing”.
- Explain “Credit worthiness”.
- What is a “secured advance”?
SECTION – B
Answer any FIVE questions: (5×8=40)
- Enumerate the merits and demerits of branch banking.
- How and When a banker may disclose information regarding the customer’s account?
- Explain the different kinds of endorsements and bring out the significance of each
endorsement.
- Under what circumstances is a banker justified in refusing payment of cheques.
- Who is a “collecting banker”? What are his duties and responsibilities in the collection of
his customer’s cheques?
- What are the general principles that guide a banker in lending?
- What are the guidelines issued by SEBI with regard to venture capital?
- Discuss any one mode of creating a charge for secured advances.
SECTION – C
Answer any TWO questions: (2×20=40)
- Discuss in detail the nature and functions of merchant banks in India.
- Describe the functions and regulatory powers of RBI.
- Explain in detail (a) electronic banking (b) priority sector financing.
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