IDFC FIRST BANK LATEST FIXED DEPOSIT INTEREST RATES
FD interest rates on Senior Citizens and Non-Senior Citizens accounts
| Tenure | FD rates for Non-Senior Citizens | FD rates for Senior Citizens |
| 7 – 14 days | 3.50% | 4.00% |
| 15 – 29 days | 3.50% | 4.00% |
| 30 – 45 days | 4.00% | 4.50% |
| 46 – 90 days | 4.00% | 4.50% |
| 91 – 180 days | 4.50% | 5.00% |
| 181 days – 364 days | 5.75% | 6.25% |
| 365 days – 500 days | 6.25% | 6.75% |
| 501 days – 749 days | 6.75% | 7.25% |
| 750 days | 7.25% | 7.75% |
| 751 days – 3 years | 6.50% | 7.00% |
| 3 years 1 day – 5 years | 6.50% | 7.00% |
| 5 years 1 day – 10 years | 6.00% | 6.50% |
| Tax Saver Deposit (Only for Domestic Deposits) | Rate of Interest (%p.a.) w.e.f October 10, 2022 |
| 5 years | 6.50% |
| Tenure | FD Rates (₹2 crore to ₹5 crore) |
| 7 – 14 days | 4.90% |
| 15 – 35 days | 4.90% |
| 36 – 45 days | 5.15% |
| 46 – 60 days | 5.25% |
| 61 – 91 days | 5.80% |
| 92 – 180 days | 6.55% |
| 181 – 270 days | 6.65% |
| 271 – 365 days | 7.00% |
| 366 – 399 days | 7.25% |
| 400 – 499 days | 7.20% |
| 500 – 540 days | 7.20% |
| 541 – 731 days | 7.20% |
| 732 – 1095 days | 7.15% |
| 3 years 1days – 5 years | 7.15% |
| 5 Year 1 Day – 8 Years | 7.15% |
| 8 Year 1 Day – 10 Years | 7.15% |
Interest rates on deposits – Domestic, NRE, NRO – Rs. 2 crore and above
(I) Domestic, NRE, NRO Interest rates – where Premature withdrawal is NOT permitted for Rs. 2 crore to 25 crore:
| Period | FD Rates** (Rs. 2 crore – 5 crore) |
FD Rates** (> Rs. 5 crore – 10 crore) |
FD Rates** (> Rs. 10 crore – 15 crore) | FD Rates** (> Rs. 15 crore – 25 crore) |
| 7 – 14 days | 4.90% | 4.90% | 4.90% | 4.90% |
| 15 – 35 days | 4.90% | 4.90% | 4.90% | 4.90% |
| 36 – 45 days | 5.15% | 5.15% | 5.15% | 5.15% |
| 46 – 60 days | 5.25% | 5.25% | 5.25% | 5.25% |
| 61 – 91 days | 5.80% | 5.80% | 5.80% | 5.80% |
| 92 – 180 days | 6.55% | 6.55% | 6.55% | 6.55% |
| 181 – 270 days | 6.65% | 6.65% | 6.65% | 6.65% |
| 271 – 365 days | 7.00% | 7.00% | 7.00% | 7.00% |
| 366 – 399 days | 7.25% | 7.25% | 7.25% | 7.25% |
| 400 – 499 days | 7.20% | 7.20% | 7.20% | 7.20% |
| 500 – 540 days | 7.20% | 7.20% | 7.20% | 7.20% |
| 541 – 731 days | 7.20% | 7.20% | 7.20% | 7.20% |
| 732 – 1095 days | 7.15% | 7.15% | 7.15% | 7.15% |
| 3 years 1days – 5 years | 7.15% | 7.15% | 7.15% | 7.15% |
| 5 Year 1 Day – 8 Years | 7.15% | 7.15% | 7.15% | 7.15% |
| 8 Year 1 Day – 10 Years | 7.15% | 7.15% | 7.15% | 7.15% |
(II) Domestic, NRE, NRO Interest rates – where Premature withdrawal is permitted for Rs. 2 crore to 25 crore:
| Period | FD Rates** (Rs. 2 crore – 5 crore) | FD Rates** (> Rs. 5 crore – 10 crore) | FD Rates** (> Rs. 10 crore – 15 crore) | FD Rates** (> Rs. 15 crore – 25 crore) |
| 7 – 14 days | 4.90% | 4.90% | 4.90% | 4.90% |
| 15 – 35 days | 4.90% | 4.90% | 4.90% | 4.90% |
| 36 – 45 days | 5.15% | 5.15% | 5.15% | 5.15% |
| 46 – 60 days | 5.15% | 5.15% | 5.15% | 5.15% |
| 61 – 91 days | 5.25% | 5.65% | 5.65% | 5.65% |
| 92 – 180 days | 6.40% | 6.40% | 6.40% | 6.40% |
| 181 – 270 days | 6.50% | 6.50% | 6.50% | 6.50% |
| 271 – 365 days | 6.85% | 6.85% | 6.85% | 6.85% |
| 366 – 399 days | 7.00% | 7.00% | 7.00% | 7.00% |
| 400 – 499 days | 6.95% | 6.95% | 6.95% | 6.95% |
| 500 – 540 days | 6.95% | 6.95% | 6.95% | 6.95% |
| 541 – 731 days | 6.95% | 6.95% | 6.95% | 6.95% |
| 732 – 1095 days | 6.90% | 6.90% | 6.90% | 6.90% |
| 3 years 1days – 5 years | 6.90% | 6.90% | 6.90% | 6.90% |
| 5 Year 1 Day – 8 Years | 6.90% | 6.90% | 6.90% | 6.90% |
| 8 Year 1 Day – 10 Years | 6.90% | 6.90% | 6.90% | 6.90% |
(III) Domestic, NRE, NRO Interest rates – where Premature withdrawal is NOT permitted for amounts above Rs. 25 crore:
| Period | FD Rates** (> Rs. 25 crs. <= 25.25 crs.) | FD Rates** (> Rs. 25.25 crs. <= Rs. 100 crs.) |
FD Rates** (> Rs. 100 crs. <= Rs. 200 crs.) | FD Rates** (> Rs. 200 crs) |
| 7 – 14 days | 5.40% | 5.40% | 5.40% | 5.40% |
| 15 – 35 days | 5.40% | 5.40% | 5.40% | 5.40% |
| 36 – 45 days | 5.50% | 5.50% | 5.50% | 5.50% |
| 46 – 60 days | 5.65% | 5.65% | 5.65% | 5.65% |
| 61 – 91 days | 5.25% | 6.15% | 6.15% | 6.15% |
| 92 – 149 days | 6.75% | 6.75% | 6.75% | 6.75% |
| 150 – 180 days | 6.85% | 6.85% | 6.85% | 6.85% |
| 181 – 270 days | 7.20% | 7.20% | 7.20% | 7.20% |
| 271 – 364 days | 7.40% | 7.40% | 7.40% | 7.40% |
| 365 – 399 days | 7.75% | 7.75% | 7.75% | 7.75% |
| 400 – 499 days | 7.35% | 7.35% | 7.35% | 7.35% |
| 500 – 540 days | 7.35% | 7.35% | 7.35% | 7.35% |
| 541 – 731 days | 7.35% | 7.35% | 7.35% | 7.35% |
| 732 – 1095 days | 7.20% | 7.20% | 7.20% | 7.20% |
| 3 years 1 day – 5 years | 7.15% | 7.15% | 7.15% | 7.15% |
| 5 Year 1 day – 8 Years | 7.15% | 7.15% | 7.15% | 7.15% |
| 8 Year 1 day – 10 Years | 7.15% | 7.15% | 7.15% | 7.15% |
(IV) Domestic, NRE, NRO Interest rates – where Premature withdrawal is permitted for amounts above Rs. 25 crore:
| Period | FD Rates** (> Rs. 25 crs. <= 25.25 crs.) |
FD Rates** (> Rs. 25.25 crs. <= Rs. 100 crs.) | FD Rates** (> Rs. 100 crs. <= Rs. 200 crs.) | FD Rates** (> Rs. 200 crs) |
| 7 – 14 days | 5.40% | 5.40% | 5.40% | 5.40% |
| 15 – 35 days | 5.40% | 5.40% | 5.40% | 5.40% |
| 36 – 45 days | 5.40% | 5.40% | 5.40% | 5.40% |
| 46 – 60 days | 5.40% | 5.50% | 5.50% | 5.50% |
| 61 – 91 days | 5.25% | 6.00% | 6.00% | 6.00% |
| 92 – 149 days | 5.40% | 6.60% | 6.60% | 6.60% |
| 150 – 180 days | 5.40% | 6.70% | 6.70% | 6.70% |
| 181 – 270 days | 5.40% | 7.00% | 7.00% | 7.00% |
| 271 – 364 days | 5.40% | 7.20% | 7.20% | 7.20% |
| 365 – 399 days | 5.40% | 7.56% | 7.56% | 7.56% |
| 400 – 499 days | 5.40% | 7.15% | 7.15% | 7.15% |
| 500 – 540 days | 5.40% | 7.15% | 7.15% | 7.15% |
| 541 – 731 days | 5.40% | 7.15% | 7.15% | 7.15% |
| 732 – 1095 days | 5.40% | 7.05% | 7.05% | 7.05% |
| 3 years 1 day – 5 years | 5.40% | 7.00% | 7.00% | 7.00% |
| 5 Year 1 day – 8 Years | 5.40% | 7.00% | 7.00% | 7.00% |
| 8 Year 1 day – 10 Years | 5.40% | 7.00% | 7.00% | 7.00% |
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