Jammu & Kashmir Bank Latest Fixed Deposit Interest Rates
DOMESTIC TERM DEPOSITS
Interest Rates on Domestic Term Deposits of less than Rs. 2.00 Crore w.e.f October 11, 2022
| Maturity Period | Deposit Type | Current Interest Rates per Annum | Revised Interest Rates per Annum w.e.f October 11, 2022 |
| 7 days to 30 days | Domestic/NRO | 3.50% | 3.50% |
| 31 days to 45 days | Domestic/NRO | 3.70% | 3.70% |
| 46 days to 90 days | Domestic/NRO | 4.00% | 4.00% |
| 91 days to 180 days | Domestic/NRO | 4.50% | 4.50% |
| 181 days to 270 days | Domestic/NRO | 5.00% | 5.00% |
| 271 days to less than 1 Year | Domestic/NRO | 5.25% | 5.50% |
| 1 year to less than 2 years | Domestic/NRO/NRE | 6.25% | 6.25% |
| 2 years to less than 3 years | Domestic/NRO/NRE | 5.75% | 5.75% |
| 3 years to less than 5 years | Domestic/NRO/NRE | 5.75% | 5.75% |
| 5 years to less than 10 years | Domestic/NRO/NRE | 6.00% | 6.00% |
- The above rates are applicable for fresh deposits and renewal of maturing deposits for amounts less than Rs 2.00 Crores. The minimum contract period of NRE deposits is 1 year.
- Domestic Term Deposits of Senior Citizens of over 60 years of age shall continue to earn 0.50 % additional rate across all maturities.
The Interest rates applicable for Withdrawable Term Deposits w.e.f October 11, 2022 are as under:
| Maturity Period | Deposit Type | Current Interest Rates per Annum | Revised Interest Rates per Annum |
| 7 days to 30 days | Domestic/NRO |
3.50% |
3.50% |
| 31 days to 45 days | Domestic/NRO |
4.00% |
4.00% |
| 46 days to 90 days | Domestic/NRO |
4.75% |
4.75% |
| 91 days to 180 days | Domestic/NRO |
5.00% |
5.00% |
| 181 days to 270 days | Domestic/NRO |
5.25% |
5.60% |
| 271 days to less than 1 Year | Domestic/NRO |
5.75% |
5.75% |
| 1 year to less than 2 years | Domestic/NRO/NRE |
6.25% |
6.25% |
| 2 years to less than 3 years | Domestic/NRO/NRE |
5.75% |
6.10% |
| 3 years to less than 5 years | Domestic/NRO/NRE |
5.75% |
5.75% |
| 5 years to less than 10 years | Domestic/NRO/NRE |
6.00% |
6.00% |
- The above rates are applicable for fresh term deposits and renewal of maturing term deposits for amounts of 2.00 Crore to less than 5.00 Crore .The minimum contract period of NRE term deposits is 1 year.
- Domestic Term of Senior Citizens of over 60 years of age shall continue to earn additional interest rate of 0.50% across all maturities in this segment.
The Interest rates applicable for Non-Withdrawable Term Deposits w.e.f October 11, 2022 are as under:
| Maturity Period |
Deposit Type |
Revised Interest Rates per Annum (Non-Withdrawable) | |
|
For Rs 2.00 Crs to Rs 2.50 Crs |
Above Rs 2.50 Crs to Less than Rs 5.00 Crs |
||
| 91 days to 180 days | Domestic/NRO | 5.10% | 5.10% |
| 181 days to 270 days | Domestic/NRO | 5.70% | 5.70% |
| 271 days to less than 1 year | Domestic/NRO | 5.85% | 5.85% |
| 1 year to less than 2 years | Domestic/NRO/NRE | 6.35% | 6.35% |
| 2 year to less than 3 years | Domestic/NRO/NRE | 6.20% | 6.20% |
- The minimum contract period of NRE Term Deposits is 1 Year.
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