KOTAK BANK LATEST FIXED DEPOSIT INTEREST RATES
INTEREST RATES FOR DOMESTIC / NRO / NRE FIXED DEPOSITS – PREMATURE WITHDRAWAL ALLOWED
| REGULAR | SENIOR CITIZEN | |||
| Period | Less than Rs.2 Crore | Annualised Yield | Less than Rs.2 Crore | Annualised Yield |
| 7 – 14 Days | 2.50% | 2.50% | 3.00% | 3.00% |
| 15 – 30 Days | 2.75% | 2.75% | 3.25% | 3.25% |
| 31 – 45 Days | 3.25% | 3.25% | 3.75% | 3.75% |
| 46 – 90 Days | 3.25% | 3.25% | 3.75% | 3.75% |
| 91 – 120 Days | 3.75% | 3.75% | 4.25% | 4.25% |
| 121 – 179 days | 4.00% | 4.00% | 4.50% | 4.50% |
| 180 Days | 5.00% | 5.00% | 5.50% | 5.50% |
| 181 Days to 269 Days | 5.00% | 5.06% | 5.50% | 5.58% |
| 270 Days | 5.00% | 5.06% | 5.50% | 5.58% |
| 271 Days to 363 Days | 5.25% | 5.32% | 5.75% | 5.83% |
| 364 Days | 5.50% | 5.58% | 6.00% | 6.09% |
| 365 Days to 389 Days | 6.00% | 6.14% | 6.50% | 6.66% |
| 390 Days (12 months 25 days) | 6.10% | 6.24% | 6.60% | 6.77% |
| 391 Days – Less than 23 Months | 6.10% | 6.24% | 6.60% | 6.77% |
| 23 Months | 6.20% | 6.35% | 6.70% | 6.87% |
| 23 months 1 Day- less than 2 years | 6.20% | 6.35% | 6.70% | 6.87% |
| 2 years- less than 3 years | 6.20% | 6.35% | 6.70% | 6.87% |
| 3 years and above but less than 4 years | 6.10% | 6.24% | 6.60% | 6.77% |
| 4 years and above but less than 5 years | 6.10% | 6.24% | 6.60% | 6.77% |
| 5 years and above upto and inclusive of 10 years | 6.10% | 6.24% | 6.60% | 6.77% |
| Period | Rs. 2 Crore & above but below Rs. 5 Crores # | Rs. 5 Crores & above but below Rs. 10 Crores # | Rs. 10 Crores & above but below 25 Crores # | Rs. 25 Crores & above # |
| 7 – 14 Days | 3.75% | 4.25% | 4.25% | 4.25% |
| 15 – 30 Days | 3.75% | 4.25% | 4.25% | 4.25% |
| 31 – 45 Days | 4.00% | 4.75% | 4.75% | 4.75% |
| 46 – 60 Days | 4.75% | 5.00% | 5.00% | 5.00% |
| 61 – 90 Days | 5.25% | 5.40% | 5.40% | 5.40% |
| 91 – 120 Days | 5.50% | 6.00% | 6.00% | 6.00% |
| 121 – 179 Days | 5.50% | 6.00% | 6.00% | 6.00% |
| 180 Days | 5.75% | 6.10% | 6.10% | 6.10% |
| 181 Days to 270 Days | 5.75% | 6.25% | 6.25% | 6.25% |
| 271 Days to 279 Days | 4.00% | 4.50% | 4.50% | 4.50% |
| 280Days ‐ 364 days | 6.00% | 6.50% | 6.50% | 6.50% |
| 365 days ‐ Less Than 15Months | 6.50% | 6.75% | 6.75% | 6.90% |
| 15 months – less than 18 months | 6.50% | 6.75% | 6.75% | 6.75% |
| 18 months – less than 2 Years | 6.50% | 6.75% | 6.75% | 6.75% |
| 2 years and above but less than 3 years | 6.50% | 6.50% | 6.50% | 6.50% |
| 3 years and above but less than 4 years | 6.25% | 6.40% | 6.40% | 6.40% |
| 4 years and above but less than 5 years | 6.25% | 6.40% | 6.40% | 6.40% |
| 5 years and above upto & inclusive of 7 years | 6.00% | 6.25% | 6.25% | 6.25% |
INTEREST RATES FOR DOMESTIC / NRO / NRE FIXED DEPOSITS – PREMATURE WITHDRAWAL NOT ALLOWED
| Period | Rs. 2 Crore & above but below Rs. 5 Crores # | Rs. 5 Crores & above but below Rs. 10 Crores # | Rs. 10 Crores & above But below 25 Crores # | Rs. 25 Crores & Above # |
| 91 – 120 Days | NA | 6.15% | 6.25% | 6.25% |
| 121 – 179 Days | NA | 6.15% | 6.35% | 6.50% |
| 180 Days | NA | 6.50% | 6.50% | 6.50% |
| 181 Days to 270 Days | 6.00% | 6.60% | 6.75% | 7.00% |
| 271 Days to 279 Days | 4.20% | 4.90% | 4.90% | 4.90% |
| 280Days ‐ 364 days | 6.45% | 6.85% | 7.00% | 7.00% |
| 365 days ‐ Less Than 15Months | 7.10% | 7.15% | 7.25% | 7.25% |
| 15 months – less than 18 months | 7.10% | 7.15% | 7.25% | 7.25% |
| 18 months – less than 2 Years | 7.10% | 7.15% | 7.15% | 7.15% |
| 2 years and above but less than 3 years | 7.00% | 6.90% | 7.10% | 7.10% |
INTEREST RATES FOR DOMESTIC NRE FIXED DEPOSITS – PREMATURE WITHDRAWAL ALLOWED
| Period | Less than Rs.2 Crore# |
| 365 Days – 389 Days | 6.25% |
| 390 Days (12 months 25 days) | 6.35% |
| 391 Days -Less than 23 Months | 6.35% |
| 23 months | 6.45% |
| 23 months 1 Day- less than 2 years | 6.45% |
| 2 years- less than 3 years | 6.45% |
| 3 years and above but less than 4 years | 6.35% |
| 4 years and above but less than 5 years | 6.35% |
| 5 years and above up to and inclusive of 10 years | 6.35% |
| Period | Rs. 2 Cr & Above But Below Rs. 5 Cr | Rs. 5 Cr & Above But Below Rs. 10 Cr | Rs. 10 Crores & above But below Rs. 25 Cr# | Rs. 25 Cr & Above# |
| 365 days ‐ Less Than 15Months | 6.75% | 7.00% | 7.00% | 7.00% |
| 15 Months – Less than 18 Months | 6.75% | 7.00% | 7.00% | 7.00% |
| 18 Months – Less than 2 Year | 6.75% | 7.00% | 7.00% | 7.00% |
| 2 Year – Less than 3 Year | 6.75% | 6.75% | 6.75% | 6.75% |
| 3 Year – Less than 4 Year | 6.50% | 6.65% | 6.65% | 6.65% |
| 4 Year – Less than 5 Year | 6.50% | 6.65% | 6.65% | 6.65% |
| 5 Year – Up to & inclusive of 7 Year | 6.25% | 6.50% | 6.50% | 6.50% |
INTEREST RATES FOR DOMESTIC NRE FIXED DEPOSITS – PREMATURE WITHDRAWAL NOT ALLOWED
| Period | Rs. 2 Cr & Above But Below Rs. 5 Cr | Rs. 5 Cr & Above But Below Rs. 10 Cr | Rs. 10 Cr & Above But Below Rs. 25 Cr | Rs. 25 Cr & Above# |
| 365 days ‐ Less Than 15Months | 7.10% | 7.15% | 7.25% | 7.25% |
| 15 Months – Less than 18 Months | 7.10% | 7.15% | 7.25% | 7.25% |
| 18 Months – Less than 2 Year | 7.10% | 7.15% | 7.15% | 7.15% |
| 2 Year – Less than 3 Year | 7.00% | 6.90% | 7.10% | 7.10% |
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