LOYOLA COLLEGE (AUTONOMOUS), CHENNAI – 600 034

B.Com. DEGREE EXAMINATION – CORPORATE SEC.

FIFTH SEMESTER – APRIL 2012

BC 5500 – INDIAN BANKING

 

 

 

Date : 25-04-2012              Dept. No.                                        Max. : 100 Marks

Time : 9:00 – 12:00

 

SECTION – A

Answer ALL the questions:                                                                                             (10×2=20)

 

1. What is unit banking?
2. Explain the features of Village Adoption Scheme.
3. Who is a customer?
4. State the meaning of “garnishee order”.
5. How do debit cards operate?
6. State the rule in Claytons Case regarding appropriation of payments.
7. Who is a “holder in due course”?
8. Explain “special crossing”.
9. Explain “Credit worthiness”.
10. What is a “secured advance”?

SECTION – B

Answer any FIVE questions:                                                                                  (5×8=40)

 

11. Enumerate the merits and demerits of branch banking.
12. How and When a banker may disclose information regarding the customer’s account?
13. Explain the different kinds of endorsements and bring out the significance of each

endorsement.

14. Under what circumstances is a banker justified in refusing payment of cheques.
15. Who is a “collecting banker”? What are his duties and responsibilities in the collection of

his customer’s cheques?

16. What are the general principles that guide a banker in lending?
17. What are the guidelines issued by SEBI with regard to venture capital?
18. Discuss any one mode of creating a charge for secured advances.

 

SECTION – C

Answer any TWO questions:                                                                                  (2×20=40)

 

19. Discuss in detail the nature and functions of merchant banks in India.
20. Describe the functions and regulatory powers of RBI.
21. Explain in detail (a) electronic banking (b) priority sector financing.

 

 

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LOYOLA COLLEGE (AUTONOMOUS), CHENNAI – 600 034

B.Com. DEGREE EXAMINATION – CORPORATE SEC.

FIFTH SEMESTER – NOVEMBER 2012

BC 5500 – INDIAN BANKING

 

 

 

Date : 01/11/2012             Dept. No.                                        Max. : 100 Marks

Time : 9:00 – 12:00

 

PART – A

 

Answer ALL the questions:                                                                                 (10 x 2 = 20 marks)

 

1. What is cash credit?
2. What is E.C.S?
3. What is hypothecation?
4. Define Banking.
5. Who is a customer?
6. Who is a endorser?
7. What is venture capital?
8. What is a pass book?
9. What is unit banking?
10. What is e-banking?

 

PART – B

 

Answer any FIVE questions:                                                                                    (5 x 8 = 40 marks)

 

11. What are the advantages of unit bank?
12. Explain the factors that are taken in to consideration by commercial banks while lending or investing.
13. List out the benefits of e-banking?
14. Under what circumstances a banker is justified in refusing a customer’s cheque?
15. Explain the different kinds of endorsements.
16. What are the functions of commercial banks?
17. Examine in detail the monetary policy of RBI?
18. State the conditions of the secrecy of the customer’s account disclosed.

 

PART – C

 

Answer any TWO questions:                                                                              (2 x 20 = 40 marks)

 

19. Discuss in detail the functions of merchant banking.
20. Bring out the various types of crossing? What are the liabilities of a banker on a crossed cheque?
21. Highlight the important functions of RBI?

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