LOYOLA COLLEGE (AUTONOMOUS), CHENNAI – 600 034
B.Com. DEGREE EXAMINATION – COMMERCE
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FIFTH SEMESTER – April 2009
CO 5500 – INDIAN BANKING
Date & Time: 16/04/2009 / 9:00 – 12:00 Dept. No. Max. : 100 Marks
SECTION – A (10 x 2=20 Marks)
Answer all questions
- Define Banking.
- What is the significance of Account Payee Crossing?
- What is right of setoff?
- State the meaning of village adoption scheme.
- Define a Scheduled Bank.
- What is Venture Capital?
- What is meant by selective credit control?
- Who adopts monetary policy?
- What is Merchant Banking?
- Why Banker’s lien is called implied pledge?
SECTION – B (5 x 8 = 40 Marks)
Answer any five questions
- State the different types of relationship between Banker and Customer.
- Under what conditions can a banker exercise General Lien?
- What are the major principles of lending?
- What is e-banking? How is it adopted in banking operations?
- Distinguish between qualitative and quantitative credit control.
- What are the limitations of credit creation?
- State the secondary functions performed by commercial bank.
- Mention the different types of endorsements with examples.
SECTION – C (2 x 20 = 40 Marks)
Answer any two questions
- What are the rights and duties of a Commercial Bank?
- Define crossing of cheques and bring out the various types of crossing. What are the
liabilities of a banker on a crossed cheque.
- “Bankers are not merely purveyors of money but in an important sense they are manufactures of money “- Explain the statement with due illustration and limitations.
