LOYOLA COLLEGE (AUTONOMOUS), CHENNAI – 600 034

B.Com. DEGREE EXAMINATION – COMMERCE

KP 24

FIFTH SEMESTER – April 2009

CO 5500 – INDIAN BANKING

 

 

 

Date & Time: 16/04/2009 / 9:00 – 12:00       Dept. No.                                                       Max. : 100 Marks

 

 

SECTION – A                                                      (10 x 2=20 Marks)

 

Answer all questions

 

1. Define Banking.
2. What is the significance of Account Payee Crossing?
3. What is right of setoff?
4. State the meaning of village adoption scheme.
5. Define a Scheduled Bank.
6. What is Venture Capital?
7. What is meant by selective credit control?
8. Who adopts monetary policy?
9. What is Merchant Banking?
10. Why Banker’s lien is called implied pledge?

 

SECTION – B                                                    (5 x 8 = 40 Marks)

 

Answer any five questions

 

11. State the different types of relationship between Banker and Customer.
12. Under what conditions can a banker exercise General Lien?
13. What are the major principles of lending?
14. What is e-banking? How is it adopted in banking operations?
15. Distinguish between qualitative and quantitative credit control.
16. What are the limitations of credit creation?
17. State the secondary functions performed by commercial bank.
18.   Mention the different types of endorsements with examples.

 

SECTION – C                                             (2 x 20 = 40 Marks)

 

Answer any two questions

 

19. What are the rights and duties of a Commercial Bank?
20. Define crossing of cheques and bring out the various types of crossing. What are the

liabilities of a banker on a crossed cheque.

• “Bankers are not merely purveyors of money but in an important sense they are manufactures of money “- Explain the statement with due illustration and limitations.

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