Bank of India Credit Officer Examination Held on 17-7-2018
General Awareness
1. The Supreme Court h as stayed and order (in January 2018) of which State High Court for reducing size of the pictorial warnings on packages to Tobacco products from 85% to 40%?
(A) Maharashtra
(B) Rajasthan
(C) Madhya Pradesh
(D) Karnataka
(E) Kerala
2. A mobile application launched by Eastern Railway for security of passengers, especially women passengers in Kolkata and suburban areas of the Zone is named as …… App.
(A) ER-SEC
(B) R-MITRA
(C) RAIL-SAHAYOG
(D) R-SATHI
(E) W-SARATHI
3. ‘Notice Money’, with reference to interbank money market, means deals in funds for-
(A) 5-180 days
(B) None of those given as options
(C) 2-60 days
(D) 2-14 days
(E) 12-90 days
4. The Union Government has appointed a new committee to review the Income Tax Act of 1961 which is headed by-
(A) Arvind Subramanian
(B) Mansi Kedia
(C) Arbind Modi
(D) Girish Ahuja
(E) Rajiv Memani
5. The 7th edition of the Rashtriya Sanskriti Mahotsav under the ‘Ek Bharat Shrestha Bharat’ matrix was organized in January 2018 in which State in India?
(A) Rajasthan
(B) Uttar Pradesh
(C) Tamil Nadu
(D) Gujarat
(E) Karnataka
6. The Federal Bank Limited is an old generation private sector commercial bank. It is headquartered in-
(A) Chennai, Tamil Nadu
(B) Mumbai, Maharashtra
(C) Aluva, Kerala
(D) Thrissur, Kerala
(E) Manipal, Karnataka
7. ………. a resident of Rajasthan became the first woman combat officer to tbe commissioned in the history of the Border Security Force (BSF).
(A) Punita Arora
(B) Mitali Madhumita
(C) Shanti Tigga
(D) Gunjan Saxena
(E) Tanushree Parek
8. Under ‘Ayushman Bharat National Health Protection Mission (AB-NHPM)’, what is the insurance cover per family, per year, offered to every vulnerable family?
(A) Rs 3 lakh
(B) Rs 7 lakh
(C) Rs 5 lakh
(D) Rs 2 lakh
(E) Rs 10 lakh
9. The World’s longest sandstone cave called ‘Krem Puri’ has been discovered in which Indian State?
(A) Meghalaya
(B) Sikkim
(C) Tripura
(D) Arunachal Pradesh
(E) Nagaland
10. Which of the following ‘key ratio’s is monitored by the regulators to ensure that the bank can absorb a reasonable amount of loss and complies with statutory Capital Requirements?
(A) Capital Adequacy Ratio (CAR)
(B) Credit to Deposit Ratio (CD Ratio)
(C) None of the those given as options
(D) Cost to Income Ratio (CIR)
(E) Return on Assets (ROA)
11. The ‘Corporate Office’ of the recently established ‘Paytm Payments Bank’ is situated at-
(A) None of those given as options
(B) NOIDA, Uttar Pradesh
(C) Hyderabad, Telangana
(D) Kolkata, West Bengal
(E) Gurugram, Haryana
12. A note of which a portion is missing or which is composed of more than two pieces it is called a-
(A) Mutilated Note
(B) None of those given as options
(C) Mismatched Note
(D) Forged Note
(E) Imperfect Note
13. Which one of the following is ‘not’ a function of the Reserve Bank of India?
(A) Regulation of issue of bank notes
(B) Banker to the government
(C) Controller of Credit
(D) Managing Foreign Exchange and foreign reserves
(E) Refinancing loans granted to MSME
14. The first knowledge portal of its kind in India, which focuses on becoming a single point source for multiple language learning-
(A) Satyavachan
(B) Sikshaprasar
(C) Bharatvani
(D) Bramhawani
(E) Akashwani
15. ‘RDA’ is a channel to receive cross-border remittances from overseas jurisdictions. The alphabet ‘R’ in the abbreviation ‘RDA’ stands for-
(A) Rural
(B) Rupee
(C) Rate
(D) Resident
(E) Registered
16. The ‘Bharat Bill Payment System’ (BBPS) is aimed at easing-
(A) Retail Merchant Trade Transactions
(B) Utility and Other repetitive bill payments by consumers
(C) Payments for purchase of real estate
(D) None of those given as options
(E) Foreign inward remittance transactions
17. Which is a First State in India to commission automatic Early Warning Dissemination System (EWDS) that aims at establishing a fool-proof communication system to disseminate disaster?
(A) Kerala
(B) West Bengal
(C) Tamil Nadu
(D) Gujarat
(E) Odisha
18. Union Government has proposed to construct a tunnel under Sela Pass, which is the in the State of-
(A) Sikkim
(B) Assam
(C) Nagaland
(D) Mizoram
(E) Arunachal Pradesh
19. The term ‘Mortgage by deposit of title-deeds’ is defined in Section 58 of the-
(A) Transfer of Property Act, 1882
(B) Banking Regulation Act, 1949
(C) Indian Contract Act, 1872
(D) Negotiable Instruments Act, 1881
(E) None of those given as options
20. The International Solar Alliance (ISA), headquartered in India is an Indian initiative that was jointly launched by India and …….. to boost solar energy in developing countries.
(A) Russia
(B) United Kingdom
(C) France
(D) United States
(E) Germany
21. Who has been recently (February 2018) appointed as the first Independent female Director of the International Cricket Council (ICC) Board?
(A) Vinita Bali
(B) Manisha Girotra
(C) Kalpana Morparia
(D) Indra Nooyi
(E) Ireena Vittal
22. The interest rate charged by a bank on a short-term loan to another bank (not the central bank of our country) is known as-
(A) CRR
(B) Marginal standing facility rate
(C) Interbank rate
(D) Spot rate
(E) Forward rate
23. ‘SEPA’ is a payment-integration initiative of the European Union for simplification of bank transfers denominated in-
(A) EURO
(B) Indian rupee
(C) US Dollar
(D) British Pound
(E) None of those given as options
24. Union Cabinet has recently approved setting up of tribunal for adjudication of long-pending dispute between Odisha and Chhattisgarh States over ….. river water.
(A) Godavari
(B) Narmada
(C) Vasundhara
(D) Indravati
(E) Mahanadi
25. Indian Space Research Organization (ISRO) has planned to launch the first Indian mission by the year 2020 to study the Sun is called as-
(A) Aditya-L1
(B) Orbit-L1
(C) Avatar-L1
(D) Nisar-L1
(E) Surya-L1
26. In an emergency situation when inter-bank liquidity dries up completely, banks can utilize the ‘Marginal Standing Facility Rate’ facility to borrow from the-
(A) Mutual funds and insurance companies
(B) Inter-bank call money market
(C) None of those given as options
(D) Corporates and Individuals
(E) Reserve Bank of India
27. MUDRA bank is as-
(A) to boost imports
(B) Provide tax free interest to investors
(C) Flush out black money from the economy
(D) Encourage financial inclusion among the poor
(E) Encourage entrepreneurship in India
28. State Bank of India or SBI is an Indian multinational, public sector banking and financial services company. It is a government owned corporation with its headquarters in Mumbai. Which of the following is the tagline of SBI?
(A) Pure Banking Nothing Else
(B) Where Service is a Way of Life
(C) The Name you can Bank Upon
(D) A Friend You Can Bank On
(E) A Friend You Can Bank Upon
29. The Department of Posts has launched Cool EMS Service between India and which country?
(A) Brazil
(B) China
(C) Japan
(D) United States
(E) Russia
30. Which union ministry holded the first-ever National conclave on Psychological Trauma, Child Protection and Mental Illnesses?
(A) Ministry of Social Justice and Empowerment
(B) Ministry of Health and Family Welfare
(C) Ministry of Women and Child Development
(D) Ministry of Human Resource Development
(E) None of the given options
31. The pan-India expansion of flagship programme “Beti Bachao Beti Padhao (BBBP)” will start from which district of Rajasthan?
(A) Baran
(B) Jhunjhun
(C) Karauli
(D) Pratapgarh
(E) Jabalpur
32. Which country will become the world’s country to issue digital legal tender ‘Sovereign’?
(A) Kiribati
(B) Fiji
(C) Marshall Islands
(D) Nauru
(E) None of the given options
33. ‘Indradhansuh 2’ is a comprehensive plan for recapitalization of public sector lenders and will be finalized by RBI after completion of AQR. What does Q stands for in the abbreviation AQR?
(A) Quantum
(B) Quantity
(C) Quest
(D) Quality
(E) Qualm
34. The Ombudsman Scheme for Non-Banking Financial Companies (NBFCs) for redressal of complaints against NBFCs have been launched by RBI under which section of the RBI Act, 1934?
(A) 36
(B) 18
(C) 45
(D) 20
(E) 25
35. The Liberalised Remittance Scheme (LRS) norms has been tightened up by the RBI under which an Individual can transfer up to $ …….. abroad in a year.
(A) 1,00,000
(B) 2,50,000
(C) 3,00,000
(D) 4,00,000
(E) 1,50,000
36. Interactive Robotic Assistant (IRA) 2.0, an interactive humanoid has been launched by which of the following banks to enhance user experience for customers visiting in its branch?
(A) Kotak Mahindra Bank
(B) Yes Bank
(C) HDFC Bank
(D) ICICI Bank
(E) Axis Bank
37. SWIFT is global financial messaging service that enables financial institutions worldwide to send and receive information about financial transactions. The word ‘W’ in the abbreviation ‘SWIFT’ stands for-
(A) Welfare
(B) World
(C) Wedge
(D) Whole
(E) Will
38. The unique, first of its-kind, floating market has come up in which city of West Bengal?
(A) Siliguri
(B) Jalpaiguri
(C) Kolkata
(D) Medinipur
(E) None of the given options
39. In the Union Budget 2018, the Central Government has allocated Rs 48,000 crore for which scheme to encourage farmers for Solar Farming?
(A) KUSUM Scheme
(B) KUTSUB Scheme
(C) KUSUN Scheme
(D) KUTUB Scheme
(E) KUTUMB Scheme
40. Who has been conferred with the 5th edition of Yash Chopra Memorial Award 2018?
(A) Jackie Shroff
(B) Asha Bhosle
(C) Poonam Dhillon
(D) David Dhawan
(E) Shami Kapoor
41. The first ever India-Vietnam Bilateral Army Exercise (VINBAX-2018) took place in which of the following state?
(A) Madhya Pradesh
(B) Karnataka
(C) Gujarat
(D) Kerala
(E) Uttar Pradesh
42. Rajneesh Gurbani is associated with of the following sports?
(A) Cricket
(B) Chess
(C) Boxing
(D) Table Tennis
(E) Golf
43. The Union Government has recently given environmental clearance for Kaleshwarm Lift Irrigation Scheme (KLIS). The KLIS is associated with which State?
(A) Andhra Pradesh
(B) Kerala
(C) Telangana
(D) Odisha
(E) Madhya Pradesh
44. The world’s largest solar park has recently been launched in which of the following states?
(A) Odisha
(B) Madhya Pradesh
(C) Rajasthan
(D) Karnataka
(E) Kerala
45. The 2018 culture festival ‘India By The Nile’ will be held in which country?
(A) Nigeria
(B) South Sudan
(C) Egypt
(D) Tunisia
(E) South Africa
46. Which Indian Organization has won the ‘Most Informative Pavilion’ award at the 105th Indian Science Congress (ISC-2018)?
(A) ISRO
(B) DRDO
(C) BARC
(D) VSSC
(E) None of the given options
47. Which of the following has become the North India’s first city to install digital automatic speed gun cameras for traffic management?
(A) Shimla
(B) New Delhi
(C) Chandigarh
(D) Ranchi
(E) Lucknow
48. Which Indian swimmer has become the first Asian to swim across Ocean Seven?
(A) Bhakti Sharma
(B) Ashwin Menon
(C) Rehan Poncha
(D) Rohan More
(E) None of the given options
49. The first-of-its-kind centre for learning Sanskrit Language has come up in which city?
(A) Chennai
(B) Ahmedabad
(C) Delhi
(D) Patna
(E) Bhopal
50. The National Sugar Institute (NSI) is located in which city of Uttar Pradesh?
(A) Lucknow
(B) Agra
(C) Varanasi
(D) Kanpur
(E) Chennai
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