LOYOLA COLLEGE (AUTONOMOUS), CHENNAI – 600 034

B.Com. DEGREE EXAMINATION – COMMERCE

FIFTH SEMESTER – APRIL 2011

CO 5500 – INDIAN BANKING

 

 

 

Date : 11-04-2011              Dept. No.                                                    Max. : 100 Marks

Time : 9:00 – 12:00

 

SECTION – A                                                                                                                                                                

ANSWER  ALL QUESTIONS                                                                     (10×2=20)

 

1. Define Banking.
2. What is E.C.S?
3. State Clayton’s case.
4. On what basis banks are classified?
5. What is venture capital?
6. What is merchant banking?
7. Who is an underwriter?
8. What is called right of set-off?
9. What is meant by selective credit control?
10. What is fixed deposit?

 

SECTION – B                                                                                                                                               

ANSWER ANY FIVE QUESTIONS                                                                                         (5×8=40)

 

11. Discuss the merits and demerits of unit banking?
12. Explain the workings of selective credit control measures?
13. State the different types of relationship between banker and customer?
14. What are the primary functions of commercial banks?
15. Discuss the functions of merchant banking?
16. Explain the different kinds of endorsement?
17. What are the major criteria the banker has to take in to account while granting loan for a project?
18. What are the limitations of credit creation?

 

SECTION – C

ANSWER ANY TWO QUESTIONS                                                                             (2×20=40)

 

19. High light the important functions of Reserve Bank of India?
20. Bring out the various types of crossing? What are the liabilities of a banker on a crossed cheque?
21. Explain the factors that are taken in to consideration by commercial banks while lending or investing?

 

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LOYOLA COLLEGE (AUTONOMOUS), CHENNAI – 600 034

B.Com. DEGREE EXAMINATION – COMMERCE

FIFTH SEMESTER – APRIL 2012

CO 5500 – INDIAN BANKING

 

 

 

Date : 25-04-2012              Dept. No.                                        Max. : 100 Marks

Time : 9:00 – 12:00

 

PART – A

 

Answer ALL the Questions:                                                                                (10 x 2 = 20 marks)

 

1. Define banking.
2. Differentiate between overdrafts and cash credit.
3. What is meant by lender of the last resort?
4. Differentiate between a debit card and a credit card.
5. What is CRR?
6. What is the concept of mutual funds?
7. What is priority sector lending?
8. What is the significance of specimen signature?
9. What are secured loans?
10. What is hypothecation?

 

PART – B

 

Answer any FIVE Questions:                                                                               (5 x 8 = 40 marks)

 

1. Explain the significance of crossing of cheques with illustration.
2. Every loan creates a deposit.  Explain.
3. Briefly explain the quantitative and qualitative credit controls.
4. What are the other businesses permitted for a banking company?
5. Explain Garnishee order.  What are its characteristics?
6. Explain the banker’s right of appropriation.
7. Differentiate between a savings account and a current account.
8. Explain the principles of sound lending.

 

PART – C

 

Answer any TWO Questions:                                                                             (2 x 20 = 40 marks)

 

1. Explain the functions of commercial banks.
2. Bring out the various functions of the RBI.
3. Explain the general relationship between banker and customer.

 

 

 

 

 

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LOYOLA COLLEGE (AUTONOMOUS), CHENNAI – 600 034

B.Com. DEGREE EXAMINATION – COMMERCE

FIFTH SEMESTER – NOVEMBER 2012

CO 5500 – INDIAN BANKING

 

 

 

Date : 01/11/2012             Dept. No.                                        Max. : 100 Marks

Time : 9:00 – 12:00

 

PART – A

 

Answer ALL questions:                                                                                        (10 x 2 = 20 marks)

 

1. What is venture capital?
2. Who is an underwriter?
3. Define Cheque.
4. What is ‘ATM’?
5. What is a ‘stale’ cheque?
6. What is hypothecation?
7. What is moral suasion?
8. What is cash credit?
9. What is a debit card?
10. What is bank rate?

 

PART – B

 

Answer any FIVE questions:                                                                                (5 x 8 = 40 marks)

 

11. What are the functions of commercial banks?
12. Explain the limitations of credit creation.
13. Explain the relationship between the banker and customer.
14. What are the points to be considered by the banker before honouring a cheque?
15. Explain the different kinds of endorsements.
16. Discuss the functions of merchant banking.
17. Explain the duties of a collecting banker.
18. Examine briefly the monetary policies of RBI.

 

PART – C

 

Answer any TWO questions:                                                                               (2 x 20 = 40 marks)

 

19. What are the major criteria that the banker has to take into account while granting a loan for a project?
20. Describe and evaluate the various activities under E-banking.
21. What are the key function of the Reserve bank of India? Comment on the Importance of SEBI guildlines.

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